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METHOD AND SYSTEM FOR CONDUCTING A MONETARY TRANSACTION USING A MOBILE COMMUNICATION DEVICE

  • US 20120226611A1
  • Filed: 03/01/2011
  • Published: 09/06/2012
  • Est. Priority Date: 03/01/2011
  • Status: Abandoned Application
First Claim
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1. A method of facilitating a secure monetary transaction between a payor and a payee, the payor using a mobile device for communicating with the payee over a network, the method comprising:

  • receiving a payment request from the payee, the payment request including an amount and information relating to the payor;

    obtaining a payor identification, the payor identification corresponding to the mobile device used by the payor;

    providing to the payee an authentication of the payor identification based on the received information relating to the payor;

    requesting a payment confirmation from the payor;

    receiving the requested payment confirmation; and

    conducting the monetary transaction.

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