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LATENCY PAYMENT SETTLEMENT APPARATUSES, METHODS AND SYSTEMS

  • US 20120239556A1
  • Filed: 10/20/2011
  • Published: 09/20/2012
  • Est. Priority Date: 10/20/2010
  • Status: Abandoned Application
First Claim
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1. A latency payment settlement processor-implemented method to transform a latency payment method request into a latency payment, comprising:

  • obtaining latency payment method request having;

    a consumer specified payment method, a consumer currency type, a merchant currency type, and a merchant item currency amount;

    determining a latency payment period associated with the latency payment method request;

    determining a latency buffer amount based on the latency payment method request and the latency payment period;

    generating a latency payment request by summing the latency buffer amount to the merchant item currency amount and structuring the summed amounts according to the latency payment period; and

    providing the latency payment request.

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