METHOD OF CONTROLLING SYSTEM AND MOBILE DEVICE FOR PROCESSING PAYMENT AND DATA

• US 20120245985A1
• Filed: 01/31/2012
• Published: 09/27/2012
• Est. Priority Date: 03/24/2011
• Status: Abandoned Application

• Current Assignee: Danal Incorporated (Twilio, Inc.)
• Original Assignee: Danal Incorporated (Twilio, Inc.)
• Inventors: Cho, Jung Min, Ha, Young Bin, Seo, Jun O.
• Application Number:
  US13/361,966
• Publication Number:
  US 20120245985A1
• Time in Patent Office: Days
• US Class Current: 705/14.23
• CPC Class Codes: G06Q 20/16 Payments settled via telecommunication systems
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/3229 Use of the SIM of a M-device as secure element
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G07F 7/1066 PIN data being compared to data on card

Abstract

A method of processing data for paying for at least one of item in a system having a Payment Gateway server and a mobile device is disclosed. The method includes steps of downloading an application by using address information in a memory of the mobile device, transmitting user information stored in the USIM of the mobile device to the PG server if the first phone number is identical with the second phone number, generating ID information for the user in the PG server, transmitting first barcode from the PG server to the mobile device if the mobile device requests a barcode to the PG server, transmitting request signal for second barcode from the mobile device to the PG server if a specific item is selected by the user of the mobile device, and transmitting the second barcode from the PG server to the mobile device.

Claims

1. A method of processing data for paying for at least one of item in a system having a Payment Gateway (PG) server and a mobile device:

downloading an application by using address information in a memory of the mobile device, wherein the application is used to process at least one of a barcode;

comparing first phone number with second phone number in the mobile device, wherein the first phone number is inputted by a user of the mobile device and the second phone number is stored in the Universal Subscriber Identity Module (USIM) of the mobile device;

transmitting user information stored in the USIM of the mobile device to the PG server if the first phone number is identical with the second phone number;

generating ID information for the user in the PG server, wherein the ID information is stored in a database of the PG server;

transmitting the generated ID information from the PG server to the mobile device;

transmitting first barcode from the PG server to the mobile device if the mobile device requests a barcode to the PG server, wherein the first barcode is mapped with first payment method;

displaying, in the mobile device, first data for indicating at least one of company providing a discount coupon and second data for indicating at least one of item from a specific company among the at least one of company;

transmitting request signal for second barcode from the mobile device to the PG server if a specific item is selected by the user of the mobile device; and

transmitting the second barcode from the PG server to the mobile device, wherein the second barcode includes discount information related to the selected specific item.

2. The method of claim 1, wherein the step of displaying further comprises:

extracting third data for indicating at least one of company, wherein the company is located within a boundary from a current position of the mobile device;

comparing the extracted third data with the first data; and

displaying a list of at least one of company, wherein the company in the list is included in both the first data and the third data.

3. The method of claim 1, further comprising:

receiving, in the mobile device, ID information for identifying a store if the mobile device is connected to a wireless system of the store;

controlling the mobile device to stop displaying the first data; and

displaying, in the mobile device, the second data for indicating at least one of item from the store.

4. The method of claim 1, wherein the second barcode further comprises payment method information.

5. The method of claim 1, wherein the payment method corresponds to the mobile device, a credit card, an account transfer or a gift certificate.

6. A mobile device for processing data for paying for at least one item, the mobile device comprising:

a receiving module configured to receive first barcode from a Payment Gateway (PG) server, wherein the first barcode is mapped with first payment method;

a displaying module configured to display first data for indicating at least one of company providing a discount coupon and second data for indicating at least one of item from a specific company among the at least one of company;

a user interface configured to select a specific item;

a transmitting module configured to transmit request signal for requesting second barcode corresponding to the selected specific item to the PG server; and

a controller configured to pay the selected specific item using the second barcode, wherein the second barcode includes discount information related to the selected specific item.

7. The mobile device of claim 6, wherein the controller further comprises a processor for extracting third data for indicating at least one of company, wherein the company is located within a boundary from a current position of the mobile device.

8. The mobile device of claim 7, wherein the processor corresponds to either a GPS (global positioning system) processor or a LBS (location based service) processor.

9. The mobile device of claim 7, wherein the processor further compares the extracted third data with the first data, and displays a list of at least one of company, wherein the company in the list is included in both the first data and the third data.

10. The mobile device of claim 6, wherein the receiving module receives ID information for identifying a store if the mobile device is connected to a wireless system of the store.

11. The mobile device of claim 10, wherein the controller controls the displaying module to stop displaying the first data, and to display the second data for indicating at least one of item from the store.

12. A method for processing payment information by using at least one of barcode in a mobile device, comprising:

downloading an application for processing at least one of barcode into a memory of the mobile device;

receiving ID information identifying an user of the mobile device from a Payment Gateway (PG) server, wherein the ID information is stored in a database of the PG server;

transmitting multiple data on specific payment method to the PG server;

receiving a barcode mapped with the specific payment method from the PG server only if log-in information is valid;

displaying the received barcode on a screen of the mobile device, wherein the received barcode is restricted for one-time use within a predetermined time period; and

controlling the restricted barcode to pay for an item.

13. The method of claim 12, the step of downloading further comprising:

accessing first Uniform Resource Locator (URL) address corresponding to first server if the mobile device is equipped with first Operating System (OS); and

accessing second URL address corresponding to second server if the mobile device is equipped with second OS.

14. The method of claim 12, wherein the ID information is generated based on a combination of user information stored in a USIM and serial number corresponding to the downloaded application.

15. The method of claim 12, wherein the step of receiving the ID information from the PG server performs after the PG server receives an approval message on the user from the mobile communication service provider.

16. The method of claim 12, wherein the payment method corresponds to the mobile device, a credit card, an account transfer or a gift certificate.

17. The method of claim 16, wherein the multiple data on the payment method is stored in the database of the PG server, and at least one of the multiple data is not stored in the memory of the mobile device.

18. The method of claim 17, further comprising:

storing a first list configured to list items purchased and paid by using a first payment method, in a first region of the memory;

storing a second list configured to list items purchased and paid by using a second payment method, in a second region of the memory;

storing a third list configured to list items purchased and paid by using a third payment method, in a third region of the memory; and

displaying any one of the first list to third list depending upon the selected payment method.

19. The method of claim 14, wherein the mobile device corresponds to a mobile phone, smart phone or a tablet PC equipped with the USIM.

20. A computer-readable recording medium having a program for executing the method of any one of claim 12 to claim 19 recorded therein.