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MOBILE WIRELESS COMMUNICATIONS DEVICE FOR SELECTING A PAYMENT ACCOUNT TO USE WITH A PAYMENT PROCESSING SYSTEM BASED UPON A MICROPHONE OR DEVICE PROFILE AND ASSOCIATED METHODS

  • US 20120252360A1
  • Filed: 03/29/2011
  • Published: 10/04/2012
  • Est. Priority Date: 03/29/2011
  • Status: Abandoned Application
First Claim
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1. A mobile wireless communications device comprising:

  • a near field communications (NFC) device;

    a microphone;

    a memory configured to store access information for each of a plurality of payment accounts; and

    a processor cooperating with said NFC device, said microphone, and said memory, the processor being configured tocapture a sound using said microphone,determine a given payment account from among the plurality thereof based upon the sound, andsend the corresponding access information for the given payment account to a transaction terminal via said NFC device.

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