MOBILE WIRELESS COMMUNICATIONS DEVICE CONFIGURED TO AUTHORIZE TRANSACTION BASED UPON MOVEMENT SENSOR AND ASSOCIATED METHODS

• US 20120254032A1
• Filed: 03/29/2011
• Published: 10/04/2012
• Est. Priority Date: 03/29/2011
• Status: Abandoned Application

• Current Assignee: Blackberry Limited
• Original Assignee: Research In Motion Limited (Blackberry Limited)
• Inventors: CARBONELL DUQUE, SANTIAGO, Hagedorn, J. David
• Application Number:
  US13/074,471
• Publication Number:
  US 20120254032A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/409 Device specific authentication in transaction processing
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

A transaction processing system includes an authorization server and an authorization server. A transaction terminal includes a first near field communication (NFC) device and is configured to perform a transaction based upon the authorization data. A mobile wireless communications device includes a second NFC device, at least one movement sensor, and a processor. The processor is configured to send a transaction request via the second NFC device to the first NFC device of the transaction terminal, and send detected data representing a pattern of movement detected by the at least one movement sensor to the authorization server. The authorization server is configured to generate authorization data based upon the detected data. The transaction terminal is configured to perform the transaction based upon the transaction request and the authorization data.

Claims

1. A transaction processing system comprising:

an authorization server;

a transaction terminal including a first near field communication (NFC) device; and

a mobile wireless communications device comprising a second NFC device, at least one movement sensor, and a processor configured to

send a transaction request via said second NFC device to said first NFC device of said transaction terminal, and

send detected data representing a pattern of movement detected by said at least one movement sensor to the authorization server;

said authorization server configured to generate authorization data based upon the detected data;

said transaction terminal configured to perform a transaction based upon the transaction request and the authorization data.

2. The transaction processing system of claim 1 wherein said authorization server is further configured to send the authorization data to said mobile wireless communications device;

and wherein said processor is further configured to send the authorization data to the transaction terminal via communication between said first NFC device and said second NFC device.

3. The transaction processing system of claim 1 wherein said mobile wireless communications device further comprises a wireless transceiver;

and wherein said processor is configured to send the detected data to said authorization server via said wireless transceiver.

4. The transaction processing system of claim 1 wherein said processor is configured to send the detected data to said authorization server via said transaction terminal.

5. The transaction processing system of claim 1 wherein said mobile wireless communications device further comprises an input device;

and wherein said processor is configured to generate the data representing the pattern of movement based upon the pattern of movement detected by said at least one movement sensor and said input device.

6. The transaction processing system of claim 1 wherein said authorization server further comprises a memory configured to store data corresponding to at least one pattern of movement;

and wherein said authorization server is configured to generate the authorization data by comparing the detected data to the stored data.

8. The transaction processing system of claim 1 wherein the transaction comprises causing a transfer of funds from a payment account associated with the authorization data to a merchant account.

9. The transaction processing system of claim 1 wherein the transaction comprises a security transaction.

10. The transaction processing system of claim 1 wherein said at least one movement sensor comprises at least one of an accelerometer, a magnetometer, or a gyroscope.

7. The transaction processing system of claim wherein the stored data corresponds to a plurality of different patterns of movement each associated with a respective different payment account.

11. A transaction processing system comprising:

an authorization server;

a transaction terminal including a first near field communication (NFC) device;

a mobile wireless communications device comprising a second NFC device, at least one movement sensor, and a processor configured to send a detected data representing a pattern of movement detected by said at least one movement sensor to said authorization server;

said authorization server configured to generate authorization data based upon the detected data and to send the authorization data to said mobile wireless communications device;

said processor configured to send the authorization data to said transaction terminal via communication between said first NFC device and said second NFC device;

said transaction terminal configured to cause a transfer of funds from a payment account associated with the authorization data to a merchant account based upon the authorization data.

12. The transaction processing system of claim 11 wherein said mobile wireless communications device further comprises a wireless transceiver;

and wherein said processor is configured to send the detected data to said authorization server via said wireless transceiver.

13. The transaction processing system of claim 11 wherein said processor is configured to send the detected data to said authorization server via said transaction terminal.

14. The transaction processing system of claim 11 wherein said mobile wireless communications device further comprises an input device;

and wherein said processor is configured to generate the data based upon the pattern of movement detected by said at least one movement sensor and said input device.

15. The transaction processing system of claim 11 wherein said authorization server further comprises a memory configured to store data corresponding to at least one pattern of movement;

and wherein said authorization server is configured to generate the authorization data by comparing the detected data to the stored data.

16. The transaction processing system of claim 15 wherein the stored data corresponds to a plurality of different patterns of movement each associated with a respective different payment account.

17. A method of operating a transaction processing system comprising an authorization server, a transaction terminal comprising a first near field communication (NFC) device, and a mobile wireless communications device comprising at least one movement sensor and a second NFC device, the method comprising:

sending detected data representing a pattern of movement detected by the at least one movement sensor from the mobile wireless communications device to the authorization server;

generating authorization data based upon the detected data at the authorization server;

sending a transaction request from the second NFC device of the mobile wireless communications device to the first NFC device of the transaction terminal; and

performing a transaction based upon the transaction request and the authorization data using the transaction terminal.

18. The method of claim 17 further comprising:

sending the authorization data to the mobile wireless communications device from the authorization server; and

sending the authorization data from the mobile wireless communications device to the transaction terminal via communication between the first NFC device and the second NFC device.

19. The method of claim 17 wherein the mobile wireless communications device further comprises a wireless transceiver;

and the method further comprising sending the detected data from the mobile wireless communications device to the authorization server via the wireless transceiver.

20. The method of claim 17 wherein sending the detected data comprises sending the detected data from the mobile wireless communications device to the authorization server via the transaction terminal.

21. The method of claim 17 wherein said mobile wireless communications device further comprises an input device;

and the method further comprising generating the data based upon the pattern of movement detected by the at least one movement sensor and the input device.

22. The method of claim 17 wherein the authorization sever further comprises a memory configured to store data corresponding to at least one pattern of movement;

and wherein generating the authorization data further comprises generating the authorization data by comparing the detected data to the stored data.

23. The method of claim 22 wherein the stored data corresponds to a plurality of different patterns of movement each associated with a respective different payment account.

24. The method of claim 17 wherein the transaction comprises causing a transfer of funds from a payment account associated with the authorization data to a merchant account.

25. The method of claim 17 wherein the transaction comprises a security transaction.