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BROKER-MEDIATED PAYMENT SYSTEMS AND METHODS

  • US 20120259781A1
  • Filed: 04/09/2012
  • Published: 10/11/2012
  • Est. Priority Date: 04/07/2011
  • Status: Abandoned Application
First Claim
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1. A method of facilitating a payment comprising the steps of:

  • at a payment brokerage server, causing an authentication of a payer;

    facilitating, by the brokerage server, a payer selection of at least one funding source and at least one real account associated with the payer;

    obtaining, at the brokerage server, information identifying a payee;

    receiving, at the brokerage server, an instruction from the payer instructing that the payment be made to the payee from at least one payer-selected funding source and at least one payer-selected real account;

    obtaining, at the brokerage server, an approval from the at least one payer-selected funding source to make the payment; and

    facilitating, by the brokerage server, the payment from the at least one payer-selected funding source to at least one real account of the payee to complete the payment transaction without divulging the at least one payer-selected funding source or the at least one payer-selected real account to the payee.

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