MULTIPLE TOKENIZATION FOR AUTHENTICATION
First Claim
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1. A method comprising:
- receiving at a first entity a first token from a consumer;
determining a second token associated with the first token; and
sending the second token to a server computer at a second entity, wherein the server computer determines an account identifier associated with the second token and processes a transaction using the account identifier.
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Abstract
Embodiments of the present invention are directed generally to systems, methods, and apparatuses for authenticating a cardholder using multiple tokenization authentication. Embodiments of the invention are directed at a method. The method includes receiving at a first entity a first token from a consumer and determining a second token associated with the first token. Once the second token is determined, the second token is sent to a server computer at a second entity. The server computer then determines an account identifier associated with the second token and processes a transaction using the account identifier.
184 Citations
25 Claims
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1. A method comprising:
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receiving at a first entity a first token from a consumer; determining a second token associated with the first token; and sending the second token to a server computer at a second entity, wherein the server computer determines an account identifier associated with the second token and processes a transaction using the account identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An apparatus comprising:
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a processor and a non-transitory computer-readable storage medium coupled to the processor, the computer-readable storage medium comprising code executable by the processor for implementing a method comprising; receiving a first token from a consumer; determining a second token associated with the first token; and sending the second token to a server computer at a second entity, wherein the server computer determines an account identifier associated with the second token and processes a transaction using the account identifier. - View Dependent Claims (11, 12, 13, 14)
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15. A method comprising:
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receiving a second token at a second entity from a first entity, wherein the second token is associated with a first token that is received by the first entity from a consumer; determining an account identifier associated with the second token; processing a transaction using the account identifier. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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22. An apparatus comprising:
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a processor and a non-transitory computer-readable storage medium coupled to the processor, the computer-readable storage medium comprising code executable by the processor for implementing a method comprising; receiving a second token from a first entity, wherein the second token is associated with a first token that is received by the first entity from a consumer; determining an account identifier associated with the second token, and processing a transaction using the account identifier. - View Dependent Claims (23, 24, 25)
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Specification