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METHOD AND SYSTEM FOR SIMULTANEOUS AWARDING AND REDEEMING OF REWARD POINTS AT THE POINT OF SALE

  • US 20120271705A1
  • Filed: 05/16/2012
  • Published: 10/25/2012
  • Est. Priority Date: 01/14/2009
  • Status: Abandoned Application
First Claim
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1. A method for providing a purchase discount to a consumer comprising:

  • a consumer presenting to a merchant computer associated with a merchant an item for purchase at a regular purchase price;

    the merchant computer applying a discount to the regular purchase price to generate a discounted purchase price, the discount obtained by a computer-implemented process of simultaneous awarding and redeeming instant reward points with an issuer computer via an exchange computer; and

    the merchant computer completing the purchase transaction for the item with the consumer by using the discounted purchase price.

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