SEGMENTATION PROCESS AND DECISION MATRIX
First Claim
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1. A system for a segmentation decision engine importing and analyzing asset data, comprising:
- a processor; and
at least one computer program residing on the processor;
wherein the computer program is stored on a non-transitory computer readable medium having computer executable program code embodied thereon, the computer executable program code configured to cause the segmentation decision engine to;
gather asset and borrower related data for a selected asset from an asset contact;
analyze the asset and borrower related data for the asset;
use proprietary modeling to predict a plurality of possible strategies based on the data; and
select an optimal strategy from the plurality of possible strategies.
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Abstract
Embodiments of the present invention provide a system and method for a segmentation decision engine to import and analyze asset data, comprising gathering asset and borrower related data for a selected asset from an asset contact, analyzing the asset and borrower related data for the asset, using proprietary modeling to predict a plurality of possible strategies based on the data, and selecting an optimal strategy from the plurality of possible strategies.
11 Citations
20 Claims
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1. A system for a segmentation decision engine importing and analyzing asset data, comprising:
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a processor; and at least one computer program residing on the processor; wherein the computer program is stored on a non-transitory computer readable medium having computer executable program code embodied thereon, the computer executable program code configured to cause the segmentation decision engine to; gather asset and borrower related data for a selected asset from an asset contact; analyze the asset and borrower related data for the asset; use proprietary modeling to predict a plurality of possible strategies based on the data; and select an optimal strategy from the plurality of possible strategies. - View Dependent Claims (2, 3, 5, 6, 7, 8, 9, 10, 20)
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4. The system of claim , wherein the segmentation process is employed in a loan default setting, and wherein the possible strategies comprise loan modification, short sale, and foreclosure strategies.
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11. A method for a segmentation decision engine to import and analyze asset data, comprising:
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gathering asset and borrower related data for a selected asset from an asset contact; analyzing the asset and borrower related data for the asset; using proprietary modeling to predict a plurality of possible strategies based on the data; and selecting an optimal strategy from the plurality of possible strategies, - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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Specification