METHOD AND SYSTEM TO FACILITATE A TRANSFER OF FUNDS BETWEEN PARTIES USING A TELEPHONE-ENABLED DEVICE
First Claim
Patent Images
1. A method comprising:
- receiving, over a network, a registration request to register a mobile telephone with a financial payment system, the registration request for a first financial account on the financial payment system, the registration of the mobile telephone system to facilitate a transfer of funds;
receiving, over a network at the financial payment system, contact information that identifies the mobile telephone;
generating a confirmation code responsive to receiving the contact information;
communicating, over a network, the confirmation code to the mobile telephone based on the contact information;
receiving, over a network, from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and
configuring the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system.
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Abstract
A method and system utilized to receive a registration request to register a mobile telephone with a financial payment system and contact information that identifies the mobile telephone. The system generates a confirmation code responsive to receiving the contact information and communicates the confirmation code to the mobile telephone. The system further receives from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and configures the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system.
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Citations
25 Claims
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1. A method comprising:
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receiving, over a network, a registration request to register a mobile telephone with a financial payment system, the registration request for a first financial account on the financial payment system, the registration of the mobile telephone system to facilitate a transfer of funds; receiving, over a network at the financial payment system, contact information that identifies the mobile telephone; generating a confirmation code responsive to receiving the contact information; communicating, over a network, the confirmation code to the mobile telephone based on the contact information; receiving, over a network, from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and configuring the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A financial payment system comprising:
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at least one processor; and logic in memory that is executable by the at least one processor to cause the financial payment system to receive a registration request, over a network, to register a mobile telephone with a financial payment system, the registration request for a first financial account on the financial payment system, the registration of the mobile telephone system to facilitate a transfer of funds, the logic to further cause the financial payment system to receive contact information that identifies the mobile telephone, generate a confirmation code responsive to receiving the contact information, communicate the confirmation code to the mobile telephone based on the contact information, receive from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code, the logic to further cause the financial payment system to configure the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A financial payment system comprising:
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at least one processor; and a means in memory for receiving a registration request, over a network, to register a mobile telephone with a financial payment system, the registration request for a first financial account on the financial payment system, the registration of the mobile telephone system to facilitate a transfer of funds, the means for receiving contact information that identifies the mobile telephone, generating a confirmation code responsive to receiving the contact information, communicating the confirmation code to the mobile telephone based on the contact information, receiving from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code, the means for configuring the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system.
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20. A machine-readable medium having instructions to cause a machine to perform a method, the method including:
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receiving a registration request, over a network, to register a mobile telephone with a financial payment system, the registration request for a first financial account on the financial payment system, the registration of the mobile telephone system to facilitate a transfer of funds; receiving, at the financial payment system, contact information that identifies the mobile telephone; generating a confirmation code responsive to receiving the contact information; communicating the confirmation code to the mobile telephone based on the contact information; receiving from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and configuring the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system. - View Dependent Claims (21, 22, 23, 24, 25)
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Specification