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OPTIMIZATION OF PURCHASE BENEFITS BY USE OF MULTIPLE FINANCIAL ACCOUNTS

  • US 20120290366A1
  • Filed: 05/10/2011
  • Published: 11/15/2012
  • Est. Priority Date: 05/10/2011
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • determining a category among a plurality of categories for each purchase item of a plurality of purchase items;

    determining reward program benefits associated with a plurality of financial accounts;

    associating each purchase item with one of the financial accounts based on the category of the purchase item and the reward program benefits; and

    conducting a plurality of purchase transactions for purchasing the purchase items, wherein each purchase transaction uses a different one of the financial accounts to purchase the one or more purchase items associated with the financial account.

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