AUTOMATED METHOD AND SYSTEM FOR INTERACTIVE COMPULSORY REPORTING OF LEASE APPLICATION ADJUDICATION DECISIONS, ONGOING TENANCY HISTORIES AND DEBTOR COLLECTIONS

• US 20120290486A1
• Filed: 05/09/2012
• Published: 11/15/2012
• Est. Priority Date: 05/09/2011
• Status: Abandoned Application

• Current Assignee: Rent Check Credit Bureau
• Original Assignee: Rent Check Credit Bureau
• Inventors: Dobrowolski, John M., Maxwell, Brenda J.
• Application Number:
  US13/467,202
• Publication Number:
  US 20120290486A1
• Time in Patent Office: Days
• US Class Current: 705/307
• CPC Class Codes: G06Q 50/16 Real estate

Abstract

A method, system and related program and user interface for collecting residential and commercial tenancies information for the purpose of enriching a database of leasing decisions, rent tradelines, tenancy histories and tenant based social network is provided. Any tenancy application process requiring a system program to track post tenancy application events and collections can employ this method and business model. Mandatory interactive reporting of a plurality of application adjudication decisions for applicant verification and credentialing include move in, automated collection of good standing tenancies, monthly manner of payment histories, tenancy violations such as all types of termination matters, legal actions to terminate a tenancy, collections and enforcement to final move out status.

Claims

1. A method for compiling a tenancy history for a particular tenant comprising:

providing a tenancy history user interface configured to receive data representing tenancy events associated to the particular tenant and a particular property with which to define the tenancy history, the events comprising tenancy move in, periodic tenancy payment and tenancy move out, the tenancy history user interface further configured to receive search queries for displaying at least a portion of the tenancy history;

receiving and storing data representing tenancy events; and

receiving a search query and displaying the tenancy history in response thereto.

2. The method of claim 1 wherein the user interface is further configured to receive data representing tenancy adjudication associated to the particular tenant and the particular property with which to define the tenancy history.

3. The method of claim 1 wherein the tenancy history user interface is further configured to receive data representing tenancy events comprising one or more of:

legal action, settlement, judgments, and collections.

4. The method of claim 1 wherein data representing a periodic tenancy payment comprises data representing one of payment or non-payment for a specific payment period.

5. The method of claim 1 wherein data representing a periodic tenancy payment comprises a payment due date with which to determine each specific payment period and further wherein the method comprises automatically storing data representing payment for a specific payment period unless overwritten via the tenancy history user interface.

6. The method of claim 5 comprising automatically sending notification to prompt inputting of data representing a periodic tenancy payment.

7. The method of claim 1 comprising providing a background information user interface for receiving search requests for background information for respective tenants;

and presenting background information in response to such search requests.

8. The method of claim 7 wherein the background information user interface is integrated with the tenancy history user interface.

9. The method of claim 7 comprising associating a request for background information for a particular tenant with an application for tenancy at the particular property;

and requiring an input of data representing a tenancy adjudication for the application thereby to initiate the tenancy history for the particular tenant at the particular property.

10. The method of claim 9 wherein the background interface is configured to prevent the initiation of a further search for background information while the input of data representing tenancy adjudication associated to an earlier search remains outstanding.

11. The method of claim 9 comprising automatically calculating a payment due date for a periodic tenant payment for initiating the tenancy history.

12. The method of claim 1 comprising notifying a creditor property owner of activity of the particular tenant wherein the particular tenant owes a debt to the creditor property owner as determined from the tenancy history for the particular tenant.

13. The method of claim 12 wherein the step of notifying is performed in response to one of a search for background information and the addition of a tenancy history for the particular tenant.

14. The method of claim 13 wherein the background user interface is configured to receive a tenant'"'"'s current address to define a search request for background information and wherein the current address is made available to the creditor property owner.

15. The method of claim 1 comprising providing a tenant reward program for tenants responsive to the tenants respective tenancy history.

16. A non-transitory computer storage medium configured to store instructions for configuring a computer system to perform a method in accordance with claim 1.

17. A tenancy history system comprising:

a database storing data representing tenants, properties and tenancy-related events, where the tenancy-related events for a particular tenant are associated with a particular property thereby to define a tenancy history;

at least one computing device coupled to the database and configured to provide a user interface for;

receiving and storing data to said database thereby to define said tenancy histories; and

receiving search requests for tenancy information and providing responses using said database.

18. The system of claim 17 wherein the at least one computing device is further coupled to access consumer or commercial background information comprising at least one of credit history, credit rating, criminal record check, customer identification and credentialing and wherein the user interface is configured to:

receive a search request for information associated with a particular tenant; and

provide a response comprising said background information and said tenancy history information.

19. The system of claim 18 configured to provide access to users wherein a particular user is associated to one or more respective properties.

20. The system of claim 19 wherein the tenancy histories are shared such that a search request from a particular user provides a response comprising tenancy information associated with a property not associated with the particular user.