MOBILE COMMUNICATION DEVICE AND DATA VERIFICATION SYSTEM COMPRISING SMART CARD HAVING DOUBLE CHIPS

• US 20120292390A1
• Filed: 09/01/2011
• Published: 11/22/2012
• Est. Priority Date: 05/20/2011
• Status: Active Grant

• Current Assignee: Abancast Limited
• Original Assignee: A-Men Technology Corporation
• Inventors: An, Pao-Chieh, Kuo, Chih-Hung, Yu, Joshua, Liu, Meng-Tsung
• Granted Patent: US 8,684,264 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06K 19/0727 the arrangement being a circuit facilitating integration of the record carrier with a hand-held device such as a smart phone of PDA
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06Q 20/3229 Use of the SIM of a M-device as secure element
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: H04B 1/3816 Mechanical arrangements for accommodating identification devices, e.g. cards or chips; with connectors for programming identification devices
• CPC Class Codes: H04W 12/068 using credential vaults, e.g. password manager applications or one time password [OTP] applications

Abstract

A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the mobile communication device drives the smart chip to perform transaction with a front end access device. The mobile communication device includes a wireless communication unit, a processing unit and a smart chip. When the processing unit receives a transaction request sent by the front end access device or the processing unit executes a transaction procedure, the processing unit performs data verification processing during transaction through the smart chip.

Claims

1. A mobile communication device, applicable to data verification processing when the mobile communication device drives a smart chip to perform transaction with a front end access device, the mobile communication device comprising:

a smart chip, for storing identity (ID) verification information; and

a processing unit, electrically connected to the smart chip, wherein when the smart chip receives a transaction request, the smart chip executes a transaction procedure according to the ID verification information, and the smart chip sends a processing result of the transaction procedure to the processing unit.

2. The mobile communication device according to claim 1, wherein the processing unit executes a corresponding attention procedure according to the processing result of the transaction procedure.

3. The mobile communication device according to claim 1, further comprising an external antenna electrically connected to the smart chip.

4. A mobile communication device, wherein the mobile communication device performs corresponding identity (ID) and data verification processing on a server through a smart chip, the mobile communication device comprising:

a wireless communication unit;

a smart chip, for storing ID verification information; and

a processing unit, electrically connected to the smart chip and the wireless communication unit, wherein when the processing unit runs a transaction procedure, the processing unit accesses the ID verification information from the smart chip, the processing unit drives the wireless communication unit to send the ID verification information to the server and requests the server to perform an ID verification procedure, so as to determine whether the transaction procedure is valid, and when the transaction procedure is invalid, the processing unit cancels the transaction procedure.

5. The mobile communication device according to claim 4, wherein the wireless communication unit adopts IEEE 802.11 series wireless transmission, blue tooth wireless communication, or near field wireless communication.

6. The mobile communication device according to claim 4, wherein when the transaction procedure is invalid, the processing unit executes a corresponding attention procedure according to a processing result of the transaction procedure.

7. The mobile communication device according to claim 4, further comprising an external antenna, wherein the external antenna is electrically connected to the smart chip.

8. A data verification system applying a mobile communication device having a smart chip, applicable to data verification processing in a transaction process of the mobile communication device and a server, the data verification system comprising:

a front end access device, for sending a transaction request; and

a mobile communication device, further comprising;

a wireless communication unit, for sending a data request to the server or receiving a response message from the server;

a smart chip, for storing identity (ID) verification information; and

a processing unit, electrically connected to the smart chip and the wireless communication unit, wherein when the smart chip receives the transaction request from the front end access device, the processing unit obtains the ID verification information from the smart chip, the processing unit executes a transaction procedure, the processing unit obtains the ID verification information from the smart chip, the processing unit drives the wireless communication unit to send the ID verification information to the server and requests the server to perform an ID verification procedure, so as to determine whether the transaction procedure is valid, and when the transaction procedure is invalid, the processing unit cancels the transaction procedure.

9. The data verification system applying the mobile communication device having the smart chip according to claim 8, wherein the wireless communication unit adopts IEEE 802.11 series wireless transmission, blue tooth wireless communication, or near field wireless communication.

10. The data verification system applying the mobile communication device having the smart chip according to claim 8, wherein when the transaction procedure is invalid, the processing unit executes a corresponding attention procedure according to a processing result of the transaction procedure.

11. A smart card having double chips, comprising:

a first chip, disposed in a first position at a first side of the smart card, wherein the first chip is electrically connected to an antenna; and

a receiving hole, disposed in a second position at a second side of the smart card, wherein a second chip is fixed in the receiving hole.

12. A mobile communication device applying the smart card according to claim 11, for performing validity determination of a transaction procedure through identity (ID) verification information in the second chip, the mobile communication device comprising:

a wireless communication unit, for sending a data request to a server or receiving a response message from the server; and

a processing unit, electrically connected to the smart chip and the wireless communication unit, wherein when the second chip receives a transaction request from a front end access device, the processing unit obtains the ID verification information from the second chip, the processing unit executes a transaction procedure, the processing unit obtains the ID verification information from the second chip, the processing unit drives the wireless communication unit to send the ID verification information to the server and requests the server to perform an ID verification procedure, so as to determine whether the transaction procedure is valid, and when the transaction procedure is invalid, the processing unit cancels the transaction procedure.