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SYSTEMS AND METHODS FOR MAKING PAYMENTS FROM SELECTED FUNDING SOURCES

  • US 20120296821A1
  • Filed: 07/30/2012
  • Published: 11/22/2012
  • Est. Priority Date: 07/21/2008
  • Status: Abandoned Application
First Claim
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1. A system, comprising:

  • a database storing a plurality of associations formed by associating the identity of a buyer with each of a corresponding plurality of payment source accounts of the buyer, each of the buyer-identity/buyer'"'"'s-payment-source-account associations having a unique identifier assigned thereto; and

    a payment service provider transaction device configured to;

    communicate with at least one of a transaction device of the buyer and/or a transaction device of a seller;

    receive an authorization from the buyer to make a payment from a selected one of the buyer'"'"'s payment source accounts to a designated one of the seller'"'"'s payment depository accounts, the authorization including a specified payment amount and the unique identifier associated with the selected buyer'"'"'s payment source account from which the buyer desires the payment to be made; and

    effect a transfer of the specified payment amount from the selected buyer'"'"'s payment source account to the designated seller'"'"'s account.

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