MOBILE DEVICE AUTOMATIC CARD ACCOUNT SELECTION FOR A TRANSACTION
First Claim
1. A method comprising:
- providing, by a mobile device processor on a display component, a payment card account menu that includes a representation of each of a plurality of payment card accounts of a user stored in a memory of the mobile device;
receiving an indication of a selection by the user of a representation of a particular payment card account;
providing, by the mobile device processor in response to the indication, a card account use criteria sub-menu on the display component, the card account use criteria sub-menu including a plurality of criteria for selection by the user, the card account use criteria defining circumstances under which the particular payment card account will be automatically selected for a transaction;
receiving criteria data selected by the user; and
storing, by the mobile device processor in the memory, the selected criteria data in association with an identifier of the particular payment card account.
1 Assignment
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Accused Products
Abstract
Methods, apparatus and systems are described for the automatic selection of a payment card account for use in a purchase transaction by a payment-enabled mobile device. In some embodiments, a user configures her mobile device so that it will automatically select a particular payment card account when certain predefined criteria are met. In an implementation, the process includes providing, by a processor on a display component of the mobile device, a payment card account menu that includes a representation of each of a plurality of payment card accounts of the user. After the mobile device receives an indication of a selection, a card account use criteria sub-menu is displayed that includes a plurality of criteria that defines circumstances under which that particular payment card account will be automatically selected for a transaction. The mobile device processor then receives criteria data selected by the user and stores the selected criteria data in association with an identifier of the particular payment card account in the mobile device memory. In some embodiments, the mobile device processor automatically selects the particular payment card account for use in a payment transaction based at least in part on the stored criteria data.
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Citations
20 Claims
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1. A method comprising:
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providing, by a mobile device processor on a display component, a payment card account menu that includes a representation of each of a plurality of payment card accounts of a user stored in a memory of the mobile device; receiving an indication of a selection by the user of a representation of a particular payment card account; providing, by the mobile device processor in response to the indication, a card account use criteria sub-menu on the display component, the card account use criteria sub-menu including a plurality of criteria for selection by the user, the card account use criteria defining circumstances under which the particular payment card account will be automatically selected for a transaction; receiving criteria data selected by the user; and storing, by the mobile device processor in the memory, the selected criteria data in association with an identifier of the particular payment card account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A computer readable medium storing non-transitory instructions for controlling a mobile device processor, the instructions configured to cause the processor to:
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transmit instructions to display a payment card account menu on a display component that includes a representation of each of a plurality of payment card accounts of a user; receive an indication of a selection by the user of a representation of a particular payment card account; transmit instructions to display a card account use criteria sub-menu on the display component, the card account use criteria sub-menu including a plurality of criteria for selection by the user, the card account use criteria defining circumstances under which the particular payment card account will be automatically selected for a transaction; receive criteria data selected by the user; and store the selected criteria data in association with an identifier of the particular payment card account in a memory. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification