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LOCAL USAGE OF ELECTRONIC TOKENS IN A TRANSACTION PROCESSING SYSTEM

  • US 20120310838A1
  • Filed: 05/31/2012
  • Published: 12/06/2012
  • Est. Priority Date: 06/02/2011
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • generating a plurality of transactional tokens including a first token;

    associating, by a computing apparatus, each of the transactional tokens with a respective one of a plurality of users, the first token associated with a first user of the plurality of users;

    monitoring, by the computing apparatus, usage of the transactional tokens in a plurality of transactions in a local region or network, the plurality of transactions including a first transaction of the first user; and

    in response to receiving transactional data regarding the first transaction, updating the first token from a first state to a second state.

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