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LIGHT-POWERED SMART CARD FOR ON-LINE TRANSACTION PROCESSING

  • US 20120318863A1
  • Filed: 06/15/2011
  • Published: 12/20/2012
  • Est. Priority Date: 06/15/2011
  • Status: Active Grant
First Claim
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1. A method for automated card information exchange pursuant to a commercial transaction, comprising:

  • activating a card used to complete the commercial transaction using a light source;

    transmitting card information associated with the card to a terminal associated with the commercial transaction;

    receiving a source verification code (SVC) via an imager positioned on the card, the SVC being generated based on the card information;

    generating a card validation code (CVC) on the card using the SVC;

    generating a user validation code (UVC) pertaining to a validation of a user, the UVC code being generated based on a biometric reading taken via a biometric reader positioned on the card;

    communicating the SVC, the CVC, and the UVC to a transaction validator via a website; and

    validating the commercial transaction based on the SVC, the CVC, and the UVC.

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