SYSTEMS AND METHODS FOR FIXED FORM CARD TO VIRTUAL CARD COMMUNICATION
First Claim
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1. A system for converting a fixed form card to a virtual card, the system comprising:
- a user computing device including a mass storage executable by a processor and having a virtual card engine stored thereon,the virtual card engine configured to receive fixed form card data, generate a virtual card in response to receiving the fixed form card data, send a fixed form card conversion request to a virtual card manager in response to receiving the fixed form card data, receive a conversion file including virtual card value data corresponding to the value of the fixed form card from the virtual card manager upon authentication of the fixed form card data via the virtual card manager, and initiate a virtual card transaction with a card service provider.
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Abstract
System and methods for converting a fixed form card to a virtual card are disclosed herein. The system includes a virtual card manager and a user computing device communicatively coupled via a network. The virtual card manager may be configured to convert a fixed form card to a virtual card, and the user computing device may be configured to initiate a virtual card conversion request via a virtual card engine stored in mass storage and executable by a processor. As such, a stored value of the fixed form card may be transferred to the virtual card in a secure manner.
59 Citations
20 Claims
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1. A system for converting a fixed form card to a virtual card, the system comprising:
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a user computing device including a mass storage executable by a processor and having a virtual card engine stored thereon, the virtual card engine configured to receive fixed form card data, generate a virtual card in response to receiving the fixed form card data, send a fixed form card conversion request to a virtual card manager in response to receiving the fixed form card data, receive a conversion file including virtual card value data corresponding to the value of the fixed form card from the virtual card manager upon authentication of the fixed form card data via the virtual card manager, and initiate a virtual card transaction with a card service provider. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for converting a fixed form card to a virtual card, the method comprising:
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at a virtual card manager, receiving a fixed form card conversion request including fixed form card data from a virtual card engine executed via a virtual card engine executed on a user computing device; and if the fixed form card data is authenticated, sending a conversion file including value data associated with the fixed form card to the virtual card engine. - View Dependent Claims (13, 14, 15, 16, 17)
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18. A method for converting a fixed form gift card to a virtual gift card, the method comprising:
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at a virtual card engine executed on a user computing device, receiving image data of a two-dimensional barcode on the fixed form gift card from a camera integrated into the user computing device; generating a virtual gift card in response to receiving the image data of the two-dimensional barcode; sending a fixed form gift card conversion request including the two-dimensional barcode to a virtual card manager in response to receiving the two-dimensional barcode; at a virtual card manager, receiving the fixed form card conversion request; and if data in the two-dimensional barcode matches data associated with the fixed form gift card stored in the virtual card manager, sending an encrypted conversion file including value data associated with the fixed form gift card to the virtual card engine. - View Dependent Claims (19, 20)
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Specification