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Retail Point-of-Transaction Systems, Program Products, and Related Methods to Provide a Customized Set of Identification Data to Facilitate a Retail Transaction Using Electronic Coupons

  • US 20120330763A1
  • Filed: 07/23/2012
  • Published: 12/27/2012
  • Est. Priority Date: 05/29/1998
  • Status: Active Grant
First Claim
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1. A method for processing a transaction comprising:

  • providing to a user, through a communications network, a graphical user interface wherein a user can;

    input personal data,select a merchant of interest, andprovide payment information,providing to the user, through the communications network, data relating to the merchant, including details of a transaction;

    receiving from a merchant an indication that the user desires to engage in the transaction;

    comparing the indication received from the merchant to the personal data input by the user to determine whether the transaction is authorized; and

    providing to the merchant an indication that the transaction is authorized in the event the comparing step indicates an authorized transaction.

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