ELECTRONIC TRANSACTION TECHNIQUES IMPLEMENTED OVER A COMPUTER NETWORK
First Claim
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1. A method for facilitating a mobile transaction between a client and an agent comprising:
- displaying, on a first display of a first mobile device, a first insignia comprising a first portion of machine readable data;
scanning the first insignia using a second device, wherein the scanning includes reading the first portion of machine readable data;
transmitting the first portion of machine readable data from the second device to a first server system; and
displaying, at the first mobile device, a first authentication verification request to receive authentication information input at the first mobile device;
wherein the first authentication verification request is caused to be displayed at the first mobile device in response to the transmitting of the first portion of machine readable data from the second device to the first server system.
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Abstract
Various techniques are disclosed herein for enabling and facilitating identification management and identity verification transactions conducted over computer networks. Some aspects disclosed herein are directed to secure techniques for enabling and facilitating electronic commerce and financial transactions conducted via one or more mobile devices. Other aspects disclosed herein are directed to secure techniques for enabling and facilitating identity verification and authentication transactions to be successfully and reliably performed via communications with a user'"'"'s mobile device.
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Citations
19 Claims
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1. A method for facilitating a mobile transaction between a client and an agent comprising:
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displaying, on a first display of a first mobile device, a first insignia comprising a first portion of machine readable data; scanning the first insignia using a second device, wherein the scanning includes reading the first portion of machine readable data; transmitting the first portion of machine readable data from the second device to a first server system; and displaying, at the first mobile device, a first authentication verification request to receive authentication information input at the first mobile device; wherein the first authentication verification request is caused to be displayed at the first mobile device in response to the transmitting of the first portion of machine readable data from the second device to the first server system. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for facilitating a mobile transaction between a client and an agent comprising:
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storing a plurality of transaction identifiers at a mobile device, wherein the first plurality of transaction identifiers includes a first transaction identifier configured to be valid only during a first predefined time interval, and wherein the first plurality of transaction identifiers includes a second transaction identifier configured to be valid only during a second predefined time interval; using the first transaction identifier to successfully complete a first mobile transaction during the first predefined time interval; and using the second transaction identifier to successfully complete a second mobile transaction during the second predefined time interval. - View Dependent Claims (9, 10)
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11. A method for facilitating a mobile transaction between a client and an agent comprising:
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displaying, on a first display of a first mobile device, a first transaction identifier comprising a first portion of machine readable data; scanning the first transaction identifier using a second device, wherein the scanning includes reading the first portion of machine readable data; transmitting the first portion of machine readable data from the second device to a first server system; displaying, at the first mobile device, a first authentication verification request to receive authentication information input at the first mobile device; authenticating an identity of the first user; and facilitating, in response to successful authentication of the identity of the first user, successful completion of the mobile transaction using the first portion of machine readable data. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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Specification