×

TRANSACTION PROCESSING

  • US 20120330839A1
  • Filed: 06/25/2012
  • Published: 12/27/2012
  • Est. Priority Date: 06/27/2001
  • Status: Active Grant
First Claim
Patent Images

1. A system for processing requests to authorize financial transactions, comprising:

  • a receiver configured to receive authorization requests for financial transactions;

    a database configured to store a plurality of cardholder rules;

    a processor configured to identify a positive or negative authorization response based on the received authorization requests, the processor comprisinga setup module configured toselect a template, wherein the template specifies at least one action and at least one notification;

    populate a template with information to identify a cardholder rule, wherein the information includes at least transaction data, relational operators, values, and logical operators;

    select at least one cardholder rule; and

    associate the at least one template rule with a customeran authorization module configured to dynamically retrieve the at least one cardholder rule associated with a customer of each received authorization request on a per-transaction basis, for applying the retrieved at least one cardholder rule to the corresponding authorization request, and for implementing the action and the notification specified in the at least one cardholder rule; and

    a transmitter configured to transmit the identified positive or negative authorization response.

View all claims
  • 0 Assignments
Timeline View
Assignment View
    ×
    ×