FACILITATING MOBILE DEVICE PAYMENTS USING PRODUCT CODE SCANNING TO ENABLE SELF CHECKOUT

• US 20130018715A1
• Filed: 09/21/2012
• Published: 01/17/2013
• Est. Priority Date: 07/18/2011
• Status: Abandoned Application

• Current Assignee: Andrew H.B. Zhou, Dylan T.X. Zhou, Tiger T.G. Zhou
• Original Assignee: Andrew H.B. Zhou, Dylan T.X. Zhou, Tiger T.G. Zhou
• Inventors: Zhou, Tiger T G, Zhou, Dylan T X, Zhou, Andrew H B
• Application Number:
  US13/623,944
• Publication Number:
  US 20130018715A1
• Time in Patent Office: Days
• US Class Current: 705/14.23
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 30/0267 Wireless devices

Abstract

Provided are computer implemented methods and systems for facilitating mobile device payments using product scanning and wireless communication functionality of mobile devices. Using a mobile device, a customer may read product codes and receive product information, which may include a product price, a manufacture date, a manufacturing country, a quantity of products. When reading the product codes, the customer may be also provided with promotional offers and advertising material from a merchant, a mobile payment service provider, or a third party. Upon reading the product codes, the reading may be stored in a list on the mobile device. The user may further send a request to calculate a total price of the products read by the mobile device. The total price may be encoded in a code scannable by a merchant scanning device.

Claims

1. A computer-implemented method for purchasing a product item in a retail environment using a mobile device, the method comprising:

using a mobile device, sending a request to read one or more product codes;

reading the one or more product codes corresponding to one or more products;

based on the reading, receiving product information;

transmitting data on the reading to a payment processing system;

receiving a request, from a customer, to calculate a total price of the reading;

based on the request, calculating the total price of the reading,

authorizing payment and transmitting authorization to the payment processing system; and

selectively receiving a compensation based on predetermined criteria.

2. The computer-implemented method of claim 1, wherein the reading is stored in a list of read products on the mobile device.

3. The computer-implemented method of claim 1, further comprising receiving a request, from the customer, to pay for the one or more products with a restored payment card.

4. The computer-implemented method of claim 1, wherein the total price is encoded in a code, the total price being scannable by a merchant scanning device to transfer payment for the one or more products.

5. The computer-implemented method of claim 1, further comprising:

receiving a request from a customer to determine an aisle location of the one or more products; and

determining the aisle location of the one or more products.

6. The computer-implemented method of claim 1, wherein a customer creates one or more product lists.

7. The computer-implemented method of claim 1, further comprising connecting to a wireless network of a merchant.

8. The computer-implemented method of claim 7, wherein the merchant includes a store, an outdoor shopping place.

9. The computer-implemented method of claim 1, further comprising connecting to a wireless network of the customer.

10. The computer-implemented method of claim 1, wherein the product information includes one or more of the following:

a product price, a manufacture date, a manufacturing country, a quantity of products.

11. The computer-implemented method of claim 1, further comprising displaying a list of other recommended products on a screen of the mobile device.

12. The computer-implemented method of claim 1, further comprising receiving digital coupons and offers to make a purchase.

13. The computer-implemented method of claim 12, wherein the digital coupons are stored on the mobile device for further usage.

14. The computer-implemented method of claim 1, further comprising receiving promotional offers and advertising.

15. The computer-implemented method of claim 14, wherein the promotional offers and advertising contain barcoded information.

16. The computer-implemented method of claim 14, wherein the promotional offers and advertising are received from one or more of the following:

a merchant, a mobile payment service provider, a third party.

17. The computer-implemented method of claim 1, further comprising receiving digital mobile money for cash provided by a customer.

18. The computer-implemented method of claim 17, wherein the digital mobile money is customer payment information encoded in a barcode, the barcode being scannable by a merchant scanning device.

19. The computer-implemented method of claim 1, wherein the compensation includes one or more of the following:

cashback, a discount, and a gift card.

20. The computer-implemented method of claim 1, wherein the customer receives a digital receipt by email, the digital receipt containing detailed information on cashback and discount.

21. The computer-implemented method of claim 1, further comprising receiving a request, from the customer, to check a total amount and price of the reading.

22. The computer-implemented method of claim 21, further comprising selectively removing one or more items of the reading.

23. The computer-implemented method of claim 1, further comprising sending a request to check a total amount of money saved.

24. The computer-implemented method of claim 1, further comprising placing a remote order for home delivery of one or more unavailable products.

25. The computer-implemented method of claim 1, further comprising receiving a reminder for the customer to send a request for help, the reminder being displayed on a screen of the mobile device.

26. A computer-implemented system for purchasing a product item in a retail environment using a mobile device, the system comprising a processor configured to:

using a mobile device, read one or more product codes corresponding to one or more products;

based on the reading, receive product information;

transmit data on the reading to a payment processing system;

receive a request, from a customer, to calculate a total price of the reading;

based on the request, calculate the total price of the reading, the total price being encoded in a code scannable by a merchant scanning device;

authorize payment and transmit authorization to the payment processing system; and

selectively receive a compensation based on predetermined criteria.

27. The computer-implemented system of claim 26, wherein the reading is stored in a list of read products on the mobile device.

28. The computer-implemented system of claim 26, wherein the merchant includes a store, an outdoor shopping place.

29. The computer-implemented system of claim 26, wherein the processor is further configured to receive a request from a customer to determine an aisle location of the one or more products.

30. The computer-implemented system of claim 26, wherein the processor is further configured to connect to a wireless network of a merchant.

31. The computer-implemented system of claim 26, wherein the processor is further configured to connect to a wireless network of a customer.

32. The computer-implemented system of claim 26, wherein the product information includes one or more of the following:

a product price, a manufacture date, a manufacturing country, a quantity of products.

33. The computer-implemented system of claim 26, wherein the processor is further configured to display a list of other recommended products on a screen of the mobile device.

34. The computer-implemented system of claim 26 wherein the processor is further configured to receive digital coupons and offers to make a purchase.

35. The computer-implemented system of claim 34, wherein the digital coupons are stored on the mobile device for further usage.

36. The computer-implemented system of claim 26, wherein the processor is further configured to receive promotional offers and advertising.

37. The computer-implemented system of claim 36, wherein the promotional offers and advertising contain barcoded information.

38. The computer-implemented system of claim 36, wherein the promotional offers and advertising are received from one or more of the following:

a merchant, a mobile payment service provider, a third party.

39. The computer-implemented system of claim 26, wherein the processor is further configured to receive digital mobile money for cash provided by a customer.

40. The computer-implemented system of claim 39, wherein the digital mobile money is customer payment information encoded in a barcode, the barcode being scannable by a merchant.

41. A payment processing system for purchasing a product item in a retail environment using a mobile device, the system comprising:

a database for storing product information and customer related data;

a retrieving module for retrieving the product information from the database;

a transmission module for transmitting the product information to a mobile device;

a receiving module for receiving data on one or more products read by the mobile device;

a transformation module for automatically calculating and encoding a total price of one or more products;

a sending module for sending digital receipts to a customer email; and

a payment module for receiving payment authorization and funds from a customer account, transferring cashback and providing a discount to a customer.

42. The merchant payment system of claim 41, wherein the customer account is automatically updated based on the payment amount transferred.