DATA TRANSFER FROM A NEAR FIELD COMMUNICATION TERMINAL TO A REMOTE SERVER

• US 20130024220A1
• Filed: 09/24/2012
• Published: 01/24/2013
• Est. Priority Date: 12/31/2005
• Status: Abandoned Application

• Current Assignee: Michelle Fisher
• Original Assignee: Blaze Mobile, Inc. (iWin, Inc.)
• Inventors: Fisher, Michelle
• Application Number:
  US13/625,026
• Publication Number:
  US 20130024220A1
• Time in Patent Office: Days
• US Class Current: 705/5
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3226 Use of secure elements separate from M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: H04M 1/67 by electronic means
• CPC Class Codes: H04M 1/72412 using two-way short-range wireless interfaces
• CPC Class Codes: H04M 11/00 Telephonic communication systems specially adapted for combination with other electrical systems
• CPC Class Codes: H04M 2250/04 including near field communication means, e.g. RFID
• CPC Class Codes: H04W 4/023 using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds
• CPC Class Codes: H04W 4/50 Service provisioning or reconfiguring
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a memory storing an application, a processor configured to execute the application stored in the memory; and a wireless transceiver configured to send transaction data associated with the executed application through the second communication channel to a terminal that is remote from the mobile communication device.

Claims

1. A method comprising:

maintaining a near field communication (NFC) application and transaction data in a secure element memory included in a secure element;

executing the NFC application by using a secure element processor in response to an NFC induction based trigger from an NFC terminal;

transmitting transaction data by using a secure element NFC transceiver, wherein the transaction data is transmitted upon execution of the NFC application;

receiving response information from the NFC terminal by using the secure element NFC transceiver included in the secure element, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver; and

transmitting response information to the mobile device transceiver, wherein the mobile device transceiver subsequently transmits response information to a remote server, wherein the secure element uses the radio transceiver included in the secure element to transmit data to the mobile device.

2. The method of claim 1, wherein the secure element is physically coupled to the mobile device but electrically decoupled from electrical interior components of the mobile device.

3. The method of claim 1, wherein the secure element is physically coupled to the mobile device and electrically coupled to electrical interior components of the mobile device.

4. The method of claim 1, wherein the secure element is included within the body of a memory card configured for placement in a memory card slot in the mobile device.

5. The method of claim 1, wherein the secure element is embedded within the body of the mobile communication device.

6. The method of claim 1, wherein the application is executable to permit a user to perform a ticketing transaction.

7. The method of claim 1, wherein the application is executable to permit a user to perform an Internet commerce transaction.

8. The method of claim 1, wherein the payment application is executable to permit a user to perform a ticket transaction.

9. The method of claim 1, wherein the application is executable to permit a user to perform a transaction involving storage of a digital artifact, provide payment information, or provide banking information.

10. The method of claim 1, wherein the mobile device is configured to use a first communication channel.

11. The method of claim 1, wherein the NFC terminal is a point-of-sale (POS) terminal connected to a remote server.

12. The method of claim 1, wherein the NFC terminal is a point-of-entry (POE) terminal connected to a remote server.

13. The method of claim 1, wherein the NFC terminal is a mobile device coupled with a secure element and further wherein the secure element is configured for near field communications.

14. The method of claim 1, wherein the NFC terminal is a secure element and further wherein the secure element includes a chip configured for unidirectional near field communication.

15. A system comprising:

a secure element memory configured to maintain a near field communication (NFC) application and transaction data, the secure element memory included in a secure element;

a secure element processor configured to execute the NFC application in response to an NFC induction based trigger from an NFC terminal;

a secure element NFC transceiver configured to transmit transaction data, wherein the transaction data is transmitted upon execution of the NFC application, wherein response information is received from the NFC terminal, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver; and

a secure element interface configured to transmit response information to the mobile device transceiver, wherein the mobile device transceiver which subsequently transmits response information to a remote server.

16. The system of claim 15, wherein the secure element is physically coupled to the mobile device but electrically decoupled from electrical interior components of the mobile device.

17. The system of claim 15, wherein the secure element is physically coupled to the mobile device and electrically coupled to electrical interior components of the mobile device.

18. The system of claim 15, wherein the secure element is included within the body of a memory card configured for placement in a memory card slot in the mobile device.

19. The system of claim 15, wherein the secure element is embedded within the body of the mobile communication device.

20. A computer readable storage medium comprising:

computer code for maintaining a near field communication (NFC) application and transaction data in a secure element memory included in a secure element;

computer code for executing the NFC application by using a secure element processor in response to an NFC induction based trigger from an NFC terminal;

computer code for transmitting transaction data by using a secure element NFC transceiver, wherein the transaction data is transmitted upon execution of the NFC application;

computer code for receiving response information from the NFC terminal by using the secure element NFC transceiver included in the secure element, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor, and a mobile device transceiver; and

computer code for transmitting response information to the mobile device transceiver, wherein the mobile device transceiver subsequently transmits response information to a remote server, wherein the secure element uses the radio transceiver included in the secure element to transmit data to the mobile device.