CONSUMER TRANSACTION LEASH CONTROL APPARATUSES, METHODS AND SYSTEMS
First Claim
1. A transaction payment control processor-implemented method, comprising:
- obtaining, from a user device, payment control parameters via a user interface;
storing the payment control parameters with an account;
receiving a transaction payment request including payment account information and purchase information;
retrieving the stored payment control parameters based on the payment account information;
determining when the purchase information of the transaction payment request violates one or more of the stored payment control parameters; and
suspending the transaction payment request and sending an alert message to the user device,the alert message including transaction information and a payment control violation indication.
1 Assignment
0 Petitions
Accused Products
Abstract
The Consumer Transaction Leash Control Apparatuses, Methods And Systems (“C-LEASH”) transform touchscreen inputs into a virtual wallet mobile application interface including payment control parameters configuration via C-LEASH components into transaction receipts/alerts. In one implementation, the C-LEASH provides, a transaction payment control processor-implemented method, comprising: obtaining, from a user device, payment control parameters via a user interface; storing the payment control parameters with an account; receiving a transaction payment request including payment account information and purchase information; retrieving the stored payment control parameters based on the payment account information; determining when the purchase information of the transaction payment request violates one or more of the stored payment control parameters; and suspending the transaction payment request and sending an alert message to the user device.
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Citations
20 Claims
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1. A transaction payment control processor-implemented method, comprising:
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obtaining, from a user device, payment control parameters via a user interface; storing the payment control parameters with an account; receiving a transaction payment request including payment account information and purchase information; retrieving the stored payment control parameters based on the payment account information; determining when the purchase information of the transaction payment request violates one or more of the stored payment control parameters; and suspending the transaction payment request and sending an alert message to the user device, the alert message including transaction information and a payment control violation indication. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A transaction payment control apparatus, comprising:
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a processor; and a memory disposed in communication with the processor and storing processor-executable instructions to; obtain, from a user device, payment control parameters via a user interface; store the payment control parameters with an account; receive a transaction payment request including payment account information and purchase information; retrieve the stored payment control parameters based on the payment account information; determine when the purchase information of the transaction payment request violates one or more of the stored payment control parameters; and suspend the transaction payment request and sending an alert message to the user device, the alert message including transaction information and a payment control violation indication. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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20. A transaction payment control system, comprising:
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means for obtaining, from a user device, payment control parameters via a user interface; means for storing the payment control parameters with an account; means for receiving a transaction payment request including payment account information and purchase information; means for retrieving the stored payment control parameters based on the payment account information; means for determining when the purchase information of the transaction payment request violates one or more of the stored payment control parameters; and means for suspending the transaction payment request and sending an alert message to the user device, the alert message including transaction information and a payment control violation indication.
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Specification