System and Method for Verification, Authentication, and Notification of Transactions
First Claim
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1. A method for authenticating a device to be associated with an account, the method comprising:
- receiving at a server, over a network, an account access request from a first device;
identifying a second device associated with the account;
transmitting to the second device, over a network, a verification message associated with the account access request;
receiving, over a network, a response related to the verification message;
verifying, using a processor, the authenticity of the account access request based on the response; and
authenticating the first device, such that one or more subsequent requests to access the account from the first device are granted without communicating with the second device.
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Abstract
A system and method are provided for verifying, authenticating, and providing notification of a transaction such as a commercial or financial transaction, with and/or to at least one party identified as engaging in the transaction and/or identified as having a potential interest in the transaction or type of transaction.
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Citations
135 Claims
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1. A method for authenticating a device to be associated with an account, the method comprising:
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receiving at a server, over a network, an account access request from a first device; identifying a second device associated with the account; transmitting to the second device, over a network, a verification message associated with the account access request; receiving, over a network, a response related to the verification message; verifying, using a processor, the authenticity of the account access request based on the response; and authenticating the first device, such that one or more subsequent requests to access the account from the first device are granted without communicating with the second device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81)
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9-71. -71. (canceled)
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82. A system for authenticating a device to be associated with an account, the system comprising:
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a server configured to receive, over a network, an account access request from a first device; a processor configured to identify a second device associated with the account; a module configured to transmit to the second device, over a network, a verification message associated with the account access request; a server configured to receive, over a network, a response related to the verification message; a processor configured to verify the authenticity of the account access request based on the response; and a database configured to store authentication information for the first device, such that one or more subsequent requests to access the account from the first device are granted without communicating with the second device. - View Dependent Claims (83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99)
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100. A method for authenticating a device to be associated with an account, the method comprising:
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receiving at a server, over a network, a communication from a first device associated with an account, wherein the communication comprises an account access request related to a second device not associated with the account; transmitting, over a network, a verification message associated with the account access request; receiving, over a network, a response related to the verification message; verifying, using a processor, the authenticity of the account access request based on the response; and authenticating the second device, such that one or more subsequent requests to access the account from the second device are granted without communicating with the first device. - View Dependent Claims (101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117)
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118. A system for authenticating a device to be associated with an account, the system comprising:
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a server configured to receive, over a network, a communication from an authorized first device, wherein the communication comprises an account access request related to a second device; a processor configured to identify an account associated with the first device; a module configured to transmit a verification message, wherein the verification message requests an account access confirmation response; a server configured to receive, over a network, the account access confirmation response; a processor configured to verify the authenticity of the account access request; and a database configured to store authentication information for the second device, such that one or more subsequent requests to access the account from the second device are granted without communicating with the first device. - View Dependent Claims (119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135)
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Specification