METHOD AND APPARATUS FOR DYNAMIC VENDOR REWARDS PROGRAMS
First Claim
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1. A method comprising:
- storing, at a database, information corresponding to rewards programs of a plurality of vendors and information corresponding to a user, wherein the database is maintained by a service provider;
retrieving, from the database, a rewards offer based on a transaction between one of the plurality of vendors and the user; and
initiating presentation of the rewards offer to the user via a user device.
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Abstract
An approach is provided for providing dynamic vendor rewards programs. Information corresponding to rewards programs of a plurality of vendors and information corresponding to a user are stored in a database, wherein the database is maintained by a service provider. A rewards offer is retrieved from the database based on a transaction between one of the plurality of vendors and the user. Presentation of the rewards offer to the user via a user device.
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Citations
22 Claims
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1. A method comprising:
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storing, at a database, information corresponding to rewards programs of a plurality of vendors and information corresponding to a user, wherein the database is maintained by a service provider; retrieving, from the database, a rewards offer based on a transaction between one of the plurality of vendors and the user; and initiating presentation of the rewards offer to the user via a user device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. An apparatus comprising:
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at least one processor; and at least one memory including computer program code for one or more programs, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following, store, at a database, information corresponding to rewards programs of a plurality of vendors and information corresponding to a user, wherein the database is maintained by a service provider, retrieve, from the database, a rewards offer based on a transaction between one of the plurality of vendors and the user, and initiate presentation of the rewards offer to the user via a user device. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method comprising:
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storing, on a user device of a user, user information corresponding to one or more transactions between the user and one or more vendors; selectively providing the user information to a service provider that maintains a database containing rewards program information of the one or more vendors; and providing for receipt, from the service provider, of a rewards offer based on the user information. - View Dependent Claims (22)
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Specification