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SYSTEM AND METHOD FOR FINANCING PURCHASES OF CONSUMABLES, INCLUDING HEATING OIL OR PROPANE

  • US 20130041815A1
  • Filed: 07/27/2012
  • Published: 02/14/2013
  • Est. Priority Date: 08/10/2011
  • Status: Active Grant
First Claim
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1. A system, comprising:

  • a processing module configured to;

    track consumption of a commodity at a physical location of a consumer, the commodity being obtained from a supplier and delivered to the physical location by a retailer; and

    a billing system communicatively connected to a retailer system over a first network connection and a supplier system over a second network connection, the retailer system being owned and operated by the retailer, the supplier system being owned and operated by the supplier, the billing system being configured to;

    determine whether to reimburse or pay the supplier for a total amount of the commodity that the retailer has obtained from the supplier during a first time period; and

    communicate to the retailer an amount of consumption of the commodity at the physical location of the consumer during a second time period, wherein the retailer bills the consumer for the amount of consumption of the commodity at the physical location of the consumer during the second time period.

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