System for Payment via Electronic Wallet
First Claim
Patent Images
1. A computer implemented electronic wallet managing method, comprising:
- receiving a request to process a payment transaction against an electronic wallet;
identifying authentication information of the request;
identifying a value token in the electronic wallet; and
applying at least a portion of the value token to at least a portion of the request.
6 Assignments
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Accused Products
Abstract
A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.
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Citations
28 Claims
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1. A computer implemented electronic wallet managing method, comprising:
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receiving a request to process a payment transaction against an electronic wallet; identifying authentication information of the request; identifying a value token in the electronic wallet; and applying at least a portion of the value token to at least a portion of the request. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A computer implemented electronic wallet managing method, comprising:
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receiving a request to process a payment transaction against an electronic wallet, wherein the electronic wallet comprises a primary wallet and a sub-wallet; determining the request contains valid authentication information; determining a value token, or a combination of value tokens, associated with the electronic wallet is capable of meeting the request; and applying at least a portion of the value token to at least a portion of the request. - View Dependent Claims (16, 17, 18)
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19. A computer implemented electronic wallet managing method, comprising:
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receiving a request related to an electronic wallet, wherein the request comprises an electronic wallet request, a balance inquiry request, a registration request, an activation request, a redemption request, or combinations thereof; and managing the contents of the electronic wallet according to the request. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27, 28)
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Specification