METHOD AND SYSTEM FOR CONSUMER TRANSACTIONS USING VOICE OR HUMAN BASED GESTURE ACTIONS
First Claim
1. A method for initiating a consumer transaction, comprising:
- transmitting video data from a processing device to a display device;
monitoring, in the processing device, the transmitted video data for event data corresponding to a plurality of consumer products or services;
receiving the event data in the processing device;
notifying a consumer, on the display device, of an eligible consumer transaction;
reading, with a human interaction device, voice or human based gesture actions;
analyzing the voice or human based gesture actions; and
initiating a consumer transaction on the display device for the plurality of consumer products or services if the voice or human gesture based actions conform to a predetermined first set of interaction requirements.
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Abstract
A method of initiating a consumer transaction using a human interaction device to read voice or human based gesture actions is disclosed. Video data is transmitted from a processing device to a display device. The video is monitoring for event data corresponding to a plurality of consumer products or services, and monitored event data is received in the processing device. A consumer is notified on the display device of an eligible consumer transaction. Voice or human based gesture actions are read with a human interaction device and are analyzed. If the voice or human based gesture actions conform to a predetermined set of requirements, then a consumer transaction for the plurality of consumer products or services is initiated.
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Citations
32 Claims
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1. A method for initiating a consumer transaction, comprising:
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transmitting video data from a processing device to a display device; monitoring, in the processing device, the transmitted video data for event data corresponding to a plurality of consumer products or services; receiving the event data in the processing device; notifying a consumer, on the display device, of an eligible consumer transaction; reading, with a human interaction device, voice or human based gesture actions; analyzing the voice or human based gesture actions; and initiating a consumer transaction on the display device for the plurality of consumer products or services if the voice or human gesture based actions conform to a predetermined first set of interaction requirements. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. An electronic financial transaction method, comprising:
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transmitting video data from a processing device to a display device; monitoring, in the processing device, the transmitted video data for event data corresponding to a plurality of consumer products or services; receiving the event data in the processing device; notifying a consumer, on the display device, of an eligible consumer transaction; reading, with a human interaction device, voice or human gesture based actions; analyzing the voice or human gesture based actions; transmitting a machine-readable pay code in which transaction details for a specific transaction for the plurality of consumer products or services are encoded, to a payer device if the voice or human gesture based actions conform to a predetermined set of interaction requirements; and requesting the transaction details for the specific transaction from a pay code provider and receiving the transaction details on the payer device. - View Dependent Claims (16, 17)
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18. A system for initiating a consumer transaction, comprising:
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a human interaction device configured to read and transmit voice or human based gesture actions; and a processing device configured to at least receive video data;
transmit the video data to a display device, analyze the transmitted video data for event data corresponding to a consumer transaction, receive and analyze the voice or human based gesture actions, compare the voice or human based gesture actions with a predetermined set of requirements, and initiate the consumer transaction if the voice or human based gesture actions meet the predetermined first set of interaction requirements,wherein the display device is configured to receive the video data from the processing device and display the received video data. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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32. In an electronic financial transaction system, including a payee device, a pay code provider, a display device, and a payer device, a transaction facilitating device comprising:
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a human interaction device configured to read and transmit voice or human based gesture actions; and a processing device configured to at least receive video data, transmit the video data to the display device, monitor the transmitted video data for event data corresponding to a specific transaction, receive and analyze the voice or human based gesture actions, compare the voice or human based gesture actions with a predetermined set of requirements, and transmit a machine-readable pay code in which transaction details for the specific transaction are encoded to the payer device if the voice or human based gesture actions meet the predetermined set of requirements, wherein the display device is configured to receive the video data from the processing device and display the received video data, and the payer device is configured to receive and read the machine-readable pay code, request the transaction details for the specific transaction from the pay code provider, and display the transaction details.
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Specification