METHOD FOR PRODUCING A TRANSACTION SIGNAL

• US 20130066783A1
• Filed: 05/25/2011
• Published: 03/14/2013
• Est. Priority Date: 05/25/2010
• Status: Abandoned Application

• Current Assignee: PayCash Labs AG (Mercedes-Benz Group AG)
• Original Assignee: PayCash Labs AG (Mercedes-Benz Group AG)
• Inventors: Wolff, Jrgen
• Application Number:
  US13/699,916
• Publication Number:
  US 20130066783A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/401 Transaction verification

Abstract

A method for generating a transaction signal using a first device and a second device includes generating first information dependent on a user-selected amount, transmitting the first information to a verification device and generating therefrom a signal, generating based on the first information with the verification device first verification information, transmitting the signal from the verification device to the first device where the signal is converted into a two-dimensional representation for display on the first device, recording the two-dimensional representation on the display of the first device with a camera of a second device and generating a recording signal, transmitting with the second device the recording signal, or other information dependent on the recording signal, to the verification device for generating second verification information, and generating the transaction signal when a comparison between the first verification information and the second verification information produces a predetermined result.

Claims

1-7. -7. (canceled)

8. A method for generating a transaction signal using a first device and a second device, wherein at least one of the first device and the second device is configured to be carried by a user, the method comprising:

the user generating with a first device a first information which depends on an amount,

transmitting the first information with the first device to a verification device,

generating with the verification device in response to the first information a signal which is configured to be converted by the first device into an at least two-dimensional representation adapted to be displayed on a display of the first device,

generating with the verification device a first verification information based on the first information,

transmitting the signal from the verification device to the first device,

converting the signal with the first device into the at least two-dimensional representation, and displaying the at least two-dimensional representation on the display of the first device,

recording the at least two-dimensional representation on the display of the first device with a camera of a second device and producing a recording signal,

transmitting the recording signal, or a second information that depends from the recording signal, with the second device to the verification device or to an alternative verification device,

generating with the verification device or with the alternative verification device from the recording signal or from the second information a second verification information,

comparing the first verification information with the second verification information, and

generating the transaction signal when the comparison between the first verification information with the second verification information produces a predetermined result.

9. The method of claim 8, wherein at least one of the first device and the second device is a portable computer or a mobile phone.

10. The method of claim 8, wherein a mobile phone network is used for at least one of the following transmissions:

transmitting the first information from the first device to the verification device,

transmitting the signal from the verification device to the first device,

transmitting the recording signal from the second device to the verification device or to the alternative verification device, and

transmitting the second information from the second device to the verification device or to the alternative verification device.

11. The method of claim 8, further comprising converting the signal generated by the verification device signal with the first device into an at least two-dimensional representation of a barcode, and reproducing the at least two-dimensional representation of the barcode on the display of the first device.

12. The method of claim 8, further comprising starting a program routine on the first device, and the user entering—

for generating the first information—

only a user-selected amount without any additional information.

13. The method of claim 8, further comprising starting a program routine on the second device, and generating with the second device the recording signal or the second information to be transmitted, without inputting any additional information into the second device.

14. The method of claim 8, further comprising transmitting a confirmation information to at least one of the first device and the second device when the transaction signal is generated.

15. A method for generating a transaction signal using a first device and a second device, wherein at least one of the first device and the second device is configured to be carried by a user, comprising:

the user generating with a first device a first information which depends on an amount,

transmitting the first information with the first device to a verification device,

generating with the verification device in response to the first information a signal which is configured to be converted by the first device into an at least two-dimensional representation adapted to be displayed on a display of the first device,

generating with the verification device a first verification information based on the first information,

generating with the first device, based on the signal, an NFC-signal for transmission from the first device to a second device by using a Near-Field Communication standard, and transmitting the NFC-signal from the first device to the second device using the Near-Field Communication standard,

generating with the second device a recording signal based on the received NFC signal,

transmitting the recording signal, or a second information that depends from the recording signal, with the second device to the verification device or to an alternative verification device,

generating with the verification device or with the alternative verification device from the recording signal or from the second information a second verification information, and

comparing the first verification information with the second verification information, and

generating the transaction signal when the comparison between the first verification information with the second verification information produces a predetermined result.

16. The method of claim 15, wherein at least one of the first device and the second device is a portable computer or a mobile phone.

17. The method of claim 15, wherein a mobile phone network is used for at least one of the following transmissions:

transmitting the first information from the first device to the verification device,

transmitting the signal from the verification device to the first device,

transmitting the recording signal from the second device to the verification device or to the alternative verification device, and

transmitting the second information from the second device to the verification device or to the alternative verification device.

18. The method of claim 15, further comprising starting a program routine on the first device, and the user entering—

for generating the first information—

only a user-selected amount without any additional information.

19. The method of claim 15, further comprising starting a program routine on the second device, and generating with the second device the recording signal or the second information to be transmitted, without inputting any additional information into the second device.

20. The method of claim 15, further comprising transmitting a confirmation information to at least one of the first device and the second device when the transaction signal is generated.