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SINGLE TAP USING BOTH USER SELECTED PAYMENT METHOD AND USER SELECTED COUPONS

  • US 20130080230A1
  • Filed: 11/19/2012
  • Published: 03/28/2013
  • Est. Priority Date: 08/25/2006
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • receiving a near field communication interaction associated with a near field communication payment transaction at a secure element from a point-of-sale terminal, the secure element including a secure element processor and a secure element memory operable to maintain a secure element application and a coupon, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device processor operable to execute a mobile device application configured to permit the near field communication payment transaction using the secure element, and a mobile device transceiver;

    executing the secure element application by using the secure element processor;

    transmitting transaction data including payment credentials corresponding to a user selected payment mechanism associated with the executed secure element application from the secure element to the point-of-sale terminal; and

    automatically applying the coupon during processing of the near field communication payment transaction.

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