Systems and Methods for Enrolling Consumers in Loyalty Programs

• US 20130080236A1
• Filed: 09/26/2012
• Published: 03/28/2013
• Est. Priority Date: 09/26/2011
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Royyuru, Vijay Kumar, Nuzum, Todd
• Application Number:
  US13/627,678
• Publication Number:
  US 20130080236A1
• Time in Patent Office: Days
• US Class Current: 705/14.27
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 30/00 Commerce
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Embodiments of the disclosure can relate to systems and methods for enrolling consumers in loyalty programs. Certain embodiments of the disclosure can relate to automatic enrollment of consumers in loyalty programs. In one embodiment, a computer-implemented method for enrolling a consumer in a loyalty program can be provided. The method can include establishing, by a merchant device, communication with a consumer device; determining, by the merchant device, that loyalty information is not stored on the consumer device; and providing, by the merchant device to the consumer device, loyalty information.

Claims

1. A computer-implemented method for enrolling a consumer in a loyalty program, the method comprising:

establishing, by a merchant device, communication with a consumer device;

determining, by the merchant device, that loyalty information is not stored on the consumer device; and

providing, by the merchant device to the consumer device, loyalty information.

2. The computer-implemented method of claim 1, wherein establishing communication with a consumer device comprises establishing communication during a point of sale payment transaction.

3. The computer-implemented method of claim 1, further comprising:

directing, by the merchant device, generation of a new loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information to the consumer device comprises providing loyalty information associated with the new loyalty account.

4. The computer-implemented method of claim 1, further comprising:

identifying, by the merchant device, an existing loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information to the consumer device comprises providing loyalty information associated with the existing loyalty account.

5. The computer-implemented method of claim 1, wherein providing loyalty information comprises providing at least one of (i) a loyalty account number or (ii) a loyalty application.

6. A system for enrolling a consumer in a loyalty program, the system comprising:

at least one memory configured to store computer-executable instructions; and

at least one processor configured to access the at least one memory and execute the computer-executable instructions to;

establish communication with a consumer device;

determine that loyalty information is not stored on the consumer device; and

provide loyalty information.

7. The system of claim 6, wherein computer-executable instructions to establish communication with a consumer device comprises computer-executable instructions to establish communication during a point of sale payment transaction.

8. The system of claim 6, further comprising computer-executable instructions to:

direct generation of a new loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information comprises providing loyalty information associated with the new loyalty account.

9. The system of claim 6, further comprising computer-executable instructions to:

identify an existing loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information comprises providing loyalty information associated with the existing loyalty account.

10. The system of claim 6, wherein computer-executable instructions to provide loyalty information comprises computer-executable instructions to provide at least one of (i) a loyalty account number or (ii) a loyalty application.

11. A method for enrolling a consumer in a loyalty program, the method comprising:

establishing communication with a consumer device;

determining that loyalty information is not stored on the consumer device; and

providing loyalty information.

12. The method of claim 11, wherein establishing communication with a consumer device comprises establishing communication during a point of sale payment transaction.

13. The method of claim 11, further comprising:

directing generation of a new loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information comprises providing loyalty information associated with the new loyalty account.

14. The method of claim 11, further comprising:

identifying an existing loyalty account for a consumer associated with the consumer device,

wherein providing loyalty information comprises providing loyalty information associated with the existing loyalty account.

15. The method of claim 11, wherein providing loyalty information comprises providing at least one of (i) a loyalty account number or (ii) a loyalty application.