METHOD OF MANAGING AN INSURANCE SCHEME AND A SYSTEM THEREFOR
1 Assignment
0 Petitions
Accused Products
Abstract
A method and system for managing an insurance scheme includes receiving and storing data relating to a life insurance agreement between an insured person and a life insurer including data relating to at least one premium to be paid to the life insurer and details of the life insurers obligations to the insured person or their beneficiary on the occurrence of the insured person dying or suffering disability. Receiving data including information relating to the compliance of the insured person in a plurality of programme areas related to motor vehicle driver behaviours and storing the data in a database. Points are awarded to the insured person wherein the points awarded are related to the compliance of the insured person in the programme areas and the points awarded are then used to determine a reward for the insured person from the life insurer.
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Citations
52 Claims
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1-26. -26. (canceled)
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27. A method of managing an insurance scheme, the method including:
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receiving and storing data, with a computer, relating to a life insurance agreement between an insured person and a life insurer including data relating to at least one premium to be paid to the life insurer and details of the life insurers obligations to the insured person or their beneficiary on the occurrence of the insured person dying or suffering disability; receiving data, with the computer, including information relating to compliance of the insured person in at least one programme area related to motor vehicle driver behaviours and storing the data in a computer database; awarding points to the insured person wherein the points awarded are calculated by the computer and are related to the compliance of the insured person in the at least one programme area; and using the points awarded to determine with the computer a reward for the insured person from the life insurer. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39)
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40. A computer system for managing an insurance scheme, the computer system including:
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a database storing data relating to a life insurance agreement between an insured person and a life insurer including data relating to at least one premium to be paid to the life insurer and details of the life insurers obligations to the insured person or their beneficiary on the occurrence of the insured person dying or suffering disability; a receiving module for receiving data relating to compliance of the insured person in at least one programme area related to motor vehicle driver behaviours and storing the data in the database; a calculation module for using the data to determine a reward for the insured person from the life insurer. - View Dependent Claims (41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52)
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Specification