ONLINE SHOPPING USING NFC AND A SECURE ELEMENT
First Claim
1. A secure element comprising:
- a secure element memory configured to maintain a secure element application capable of Near Field Communications (NFC) and transaction data;
a secure element processor configured to execute the secure element application in response to an NFC induction based trigger from a point of sale (POS) terminal generated upon detecting a request from a user selecting an item for purchase; and
a secure element NFC transceiver configured to transmit transaction data including payment credentials to the POS terminal, wherein the transaction data is transmitted upon execution of the secure element application by the secure element processor, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device transceiver, and a mobile device processor configured to execute a mobile application.
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Accused Products
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
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Citations
20 Claims
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1. A secure element comprising:
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a secure element memory configured to maintain a secure element application capable of Near Field Communications (NFC) and transaction data; a secure element processor configured to execute the secure element application in response to an NFC induction based trigger from a point of sale (POS) terminal generated upon detecting a request from a user selecting an item for purchase; and a secure element NFC transceiver configured to transmit transaction data including payment credentials to the POS terminal, wherein the transaction data is transmitted upon execution of the secure element application by the secure element processor, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device transceiver, and a mobile device processor configured to execute a mobile application. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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maintaining transaction data and a secure element application capable of Near Field Communications (NFC) in a secure element memory included in a secure element;
executing the secure element application in response to an NFC induction based trigger from a point of sale (POS) terminal generated upon detecting a request from a user selecting an item for purchase, the secure element application executed by a secure element processor; andtransmitting transaction data including payment credentials to the POS terminal by using a secure element transceiver, wherein the transaction data is transmitted upon execution of the secure element application by the secure element processor, wherein the secure element is coupled to a mobile device comprising a mobile device memory, a mobile device transceiver, and a mobile device processor configured to execute a mobile application. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification