ONLINE SHOPPING USING NFC AND A SERVER
First Claim
1. A management server comprising:
- a management server interface configured to receive payment credentials from a point of sale (POS) terminal, the POS terminal including a terminal display interface configured to receive a request from a user selecting an item for purchase and a terminal processor configured to generate a near field communication (NFC) inductive trigger interaction with a secure element coupled to a mobile device, wherein a secure element processor executes an NFC application maintained in secure element memory in response to the NFC inductive trigger interaction;
a management server processor configured to process an NFC transaction using the payment credentials and the coupon transferred from the secure element memory through the POS terminal to the management server, wherein the payment credentials and the coupon are transferred to the POS terminal using a first communication channel; and
a management server memory configured to maintain a digital artifact for transmission to the mobile device using a second communication channel different from the first communication channel, wherein the mobile device includes a mobile device display, a mobile device memory, a mobile device processor configured to execute a mobile application, and a mobile device transceiver.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
211 Citations
20 Claims
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1. A management server comprising:
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a management server interface configured to receive payment credentials from a point of sale (POS) terminal, the POS terminal including a terminal display interface configured to receive a request from a user selecting an item for purchase and a terminal processor configured to generate a near field communication (NFC) inductive trigger interaction with a secure element coupled to a mobile device, wherein a secure element processor executes an NFC application maintained in secure element memory in response to the NFC inductive trigger interaction; a management server processor configured to process an NFC transaction using the payment credentials and the coupon transferred from the secure element memory through the POS terminal to the management server, wherein the payment credentials and the coupon are transferred to the POS terminal using a first communication channel; and a management server memory configured to maintain a digital artifact for transmission to the mobile device using a second communication channel different from the first communication channel, wherein the mobile device includes a mobile device display, a mobile device memory, a mobile device processor configured to execute a mobile application, and a mobile device transceiver. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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receiving payment credentials from a point of sale (POS) terminal, the POS terminal including a terminal display interface configured to receive a request from a user selecting an item for purchase and a terminal processor configured to generate a near field communication (NFC) inductive trigger interaction with a secure element coupled to a mobile device, wherein a secure element processor executes an NFC application maintained in secure element memory in response to the NFC inductive trigger interaction; processing an NFC transaction using the payment credentials and the coupon transferred from the secure element memory through the POS terminal to the management server, wherein the payment credentials and the coupon are transferred to the POS terminal using a first communication channel; and maintaining a digital artifact for transmission to the mobile device using a second communication channel different from the first communication channel, wherein the mobile device includes a mobile device display, a mobile device memory, a mobile device processor configured to execute a mobile application, and a mobile device transceiver. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification