×

SCHEDULING AND PAYMENT OF A BANKING TRANSACTION USING A MOBILE COMMUNICATION DEVICE

  • US 20130103515A1
  • Filed: 04/06/2012
  • Published: 04/25/2013
  • Est. Priority Date: 12/31/2005
  • Status: Abandoned Application
First Claim
Patent Images

1. A method for processing a banking transaction using a mobile communication device, the method comprising:

  • providing a mobile communication device with a visual display, a processor, a first communication channel which supports voice and data interactions at a radio transceiver at the hand-held mobile device using at least one of GSM and CDMA and runs a client application;

    executing an application on the mobile communications device running on the mobile communication device without requiring device authentication to create a task to perform a banking transaction and to subsequently assign the task a status of pending while the mobile communication device has no network connectivity;

    actively monitoring, by the transceiver in the mobile communication device, for available network connectivity;

    automatically connecting, by the transceiver in the mobile communication device, to an available network upon identifying available network connectivity and uploading the task that has a status defined as pending to a remote server;

    refreshing the status and displaying a new status of the task in the mobile application after the remote server has received the task;

    processing the transaction at the remote server; and

    delivering transaction data to the application running on the mobile device where it is displayed on the mobile device.

View all claims
  • 0 Assignments
Timeline View
Assignment View
    ×
    ×