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SYSTEMS AND METHODS FOR ENABLING MOBILE PAYMENTS

  • US 20130110658A1
  • Filed: 05/07/2012
  • Published: 05/02/2013
  • Est. Priority Date: 05/05/2011
  • Status: Abandoned Application
First Claim
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1. A computing device configured to perform actions for processing a payment authorization request, wherein the actions comprise:

  • receiving, by the computing device from a merchant point-of-sale device, a payment authorization request, wherein the payment authorization request includes a payment token;

    transmitting, by the computing device, a validation request to a mobile token validation module;

    receiving, by the computing device, payment account information from the mobile token validation module in response to the validation request;

    transmitting, by the computing device to a payment processor, a payment authorization request based on the payment account information; and

    transmitting, by the computing device to the merchant point-of-sale device, a payment authorization response, the payment authorization response including a persistent token.

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