SYSTEMS AND METHODS FOR COMPLETING A LOAN APPLICATION ON A MOBILE TECHNOLOGY PLATFORM

• US 20130117647A1
• Filed: 11/09/2012
• Published: 05/09/2013
• Est. Priority Date: 11/09/2011
• Status: Abandoned Application

• Current Assignee: AXON Technologies Corporation
• Original Assignee: AXON Technologies Corporation
• Inventors: WeissMalik, Andrew
• Application Number:
  US13/673,960
• Publication Number:
  US 20130117647A1
• Time in Patent Office: Days
• US Class Current: 715/205
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A mobile technology platform (403) for processing loan applications is provided which includes a display and a non-transitory, computer-readable medium. The medium has recorded therein a software program containing suitable programming instructions which, when executed, causes to be displayed on the display a screen having (a) an index portion (243) with a plurality of index items listed therein, wherein each index item pertains to a loan-related topic, and (b) a page display portion (225). Each of said plurality of index items is linked to a page having disposed thereon at least one fillable field relating to a loan application topic. Selecting one of said at least one index items causes the corresponding linked page to be displayed on the page display portion.

Claims

1. A mobile technology platform for processing loan applications, comprising:

a display; and

a non-transitory, computer readable medium;

wherein said medium has recorded therein a software program containing suitable programming instructions which, when executed, causes to be displayed on the display a screen having (a) an index portion with a plurality of index items listed therein, wherein each index item pertains to a loan-related topic, and (b) a page display portion;

wherein each of said plurality of index items is linked to a page having disposed thereon at least one fillable field relating to said loan application topic; and

wherein selecting one of said at least one index items causes the corresponding linked page to be displayed on the page display portion.

2. The mobile technology platform of claim 1, wherein each index item is linked to a unique page.

3. The mobile technology platform of claim 1, wherein said index portion is displayed on the left side of the display, and wherein said page display portion is displayed on the right side of the display.

4. The mobile technology platform of claim 1, wherein said index portion and said page display portion are displayed on the display in a side-by-side manner.

5. The mobile technology platform of claim 1, wherein one of said index items relates to a borrower'"'"'s employment history.

6. The mobile technology platform of claim 1, wherein one of said index items relates to a borrower'"'"'s real estate property.

7. The mobile technology platform of claim 1, wherein one of said index items relates to a borrower'"'"'s monthly income and expenses.

8. The mobile technology platform of claim 1, wherein one of said index items relates to a borrower'"'"'s assets and liabilities.

9. The mobile technology platform of claim 1, wherein one of said plurality of index items is linked to a page having disposed thereon a first field for inputting the address of the property for which a mortgage is being sought and a second field for inputting the current address of the borrower, and wherein the page is further equipped with a button which, when selected, populates the second field with the data entered in the first field.

10. The mobile technology platform of claim 1, wherein a loan application being processed on the mobile technology platform names a borrower, and wherein one of said plurality of index items is linked to a first page having disposed thereon a first signature icon for the borrower which, when selected, launches a first touch-sensitive pop-up window equipped with a first signature field in which the borrower'"'"'s signature may be entered.

11. The mobile technology platform of claim 10, wherein the loan application being processed on the mobile technology platform names a co-borrower, wherein said first page has disposed thereon a second signature icon for the co-borrower which, when selected, launches a second touch-sensitive pop-up window equipped with a second signature field in which the co-borrower'"'"'s signature may be entered.

12. The mobile technology platform of claim 1, wherein selecting an index item in the index portion causes the selected index item to be highlighted.

13. A method for completing a loan application, comprising:

providing a mobile technology platform equipped with a display and a non-transitory, computer readable medium having recorded therein a software program containing suitable programming instructions which, when executed, causes to be displayed on the display a screen having (a) an index portion with a plurality of index items listed therein, wherein each index item pertains to a loan-related topic, and (b) a page display portion;

wherein each of said plurality of index items is linked to a page having disposed thereon at least one fillable field relating to said loan application topic, and wherein selecting one of said at least one index items causes the corresponding linked page to be displayed on the page display portion; and

for each index item, (a) selecting the index item, and (b) entering information in the page display portion corresponding to the index item.

14. The method of claim 13, wherein the software program further contains suitable programming instructions which, when executed, cause the fields in a loan application form to be populated based on the information entered in each page display portion.

15. The method of claim 13, wherein said index portion and said page display portion are displayed on the display in a side-by-side manner.

16. The method of claim 13, wherein one of said index items relates to a borrower'"'"'s employment history.

17. The method of claim 13, wherein one of said index items relates to a borrower'"'"'s real estate property.

18. The method of claim 13, wherein one of said index items relates to a borrower'"'"'s monthly income and expenses.

19. The method of claim 13, wherein one of said index items relates to a borrower'"'"'s assets and liabilities.

20. A system for processing loan applications, comprising:

a plurality of mobile technology platforms;

a first server in communication with each of said plurality of mobile technology platforms over a network; and

a database in communication with said first server;

wherein each of said plurality of mobile technology platforms has an instance of a client resident thereon and is equipped with a display;

wherein said client causes to be displayed on the display a screen having (a) an index portion with a plurality of index items listed therein, and (b) a page display portion;

wherein each of said plurality of index items is linked to a page having disposed thereon at least one fillable field relating to a loan application topic; and

wherein selecting one of said at least one index items causes the corresponding linked page to be displayed on the page display portion.

21. The system of claim 20, wherein each of said plurality of mobile technology platforms has a non-transitory, computer readable medium associated therewith which has an instance of said client recorded therein.

22. The system of claim 21, wherein said client is a software program containing suitable programming instructions which, when executed, cause to be displayed on the display the screen having said index portion and said display portion.

23. The system of claim 20, further comprising a second server which is in communication with said first server and which contains the records of a credit reporting agency.