SYSTEMS AND METHODS TO PROVIDE GENERALIZED NOTIFICATIONS
First Claim
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1. A method, comprising:
- receiving, in a computing apparatus, a request from an entity;
generating, in the computing apparatus, a trigger record specifying a set of conditions and at least one action in accordance with the request;
detecting, by the computing apparatus using the trigger record, an event of an account holder which satisfies the set of conditions;
generating, by the computing apparatus, a message in accordance with the action, in response to the event, wherein the message includes a plurality of predetermined fields formatted in accordance with a predetermined format, each of the predetermined fields providing information of a predetermined type about the event; and
transmitting, by the computing apparatus, the message to the entity separate from the account holder, wherein the entity is to process the message for the account holder.
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Abstract
A computing apparatus is configured to generate a generalized message to report information about an event, such as the processing of an authorization request or a settlement request for a transaction made using a consumer account of a user, to an aggregator, which is configured to further process the generalized message to provide services to the user, such as providing customized notification to the user, providing offers to the user, redeeming coupons or loyalty currency for the user, etc.
76 Citations
20 Claims
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1. A method, comprising:
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receiving, in a computing apparatus, a request from an entity; generating, in the computing apparatus, a trigger record specifying a set of conditions and at least one action in accordance with the request; detecting, by the computing apparatus using the trigger record, an event of an account holder which satisfies the set of conditions; generating, by the computing apparatus, a message in accordance with the action, in response to the event, wherein the message includes a plurality of predetermined fields formatted in accordance with a predetermined format, each of the predetermined fields providing information of a predetermined type about the event; and transmitting, by the computing apparatus, the message to the entity separate from the account holder, wherein the entity is to process the message for the account holder. - View Dependent Claims (2, 3, 4)
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5. A system, comprising:
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at least one processor; and memory storing instructions configured to instruct the at least one processor to; present a user interface to receive an event definition and a communication reference; generate a trigger record specifying a set of conditions and an action in accordance with the event definition; detect an event that satisfies the set of conditions; generate a generalized notification in accordance with a type of the event; and transmit the generalized notification to a destination identified by the communication reference. - View Dependent Claims (6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A non-transitory computer-readable storage medium storing computer-readable instructions, which when executed, cause a system to:
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present, via a portal, a user interface to receive an event definition and a communication reference; generate, by a computing apparatus, a trigger record specifying a set of conditions and an action in accordance with the event definition; detect an event that satisfies the set of conditions; generate, by the computing apparatus, a generalized notification in accordance with a type of the event; and transmit the generalized notification to a destination identified by the communication reference. - View Dependent Claims (18, 19, 20)
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Specification