CARDLESS PAYMENT TRANSACTIONS
First Claim
Patent Images
1. A method, comprising:
- obtaining a current location of a mobile device of a customer;
sending the current location to a cardless payment system;
determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant;
displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer.
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Accused Products
Abstract
A method that includes obtaining a current location of a mobile device of a customer; sending the current location to a cardless payment system; determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant; displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer.
110 Citations
39 Claims
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1. A method, comprising:
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obtaining a current location of a mobile device of a customer; sending the current location to a cardless payment system; determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant; displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computer program product, tangibly embodied in a machine readable storage media, comprising instructions for causing a processor to:
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obtaining a current location of a mobile device of a customer; sending the current location to a cardless payment system; determining whether to send, to the cardless payment system, an indication of consent to perform a cardless payment transaction with the merchant; displaying on the mobile device whether the merchant is authorized to perform a cardless payment transaction with the customer. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38)
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39. A method of purchasing goods or services from a merchant, comprising:
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selecting via a computing device a merchant and providing an indication of consent to perform a cardless payment transaction with the merchant to a cardless payment system; receiving on a mobile device an indication that the mobile device is within a predetermined distance of a location of the merchant; receiving on the mobile device a validating phrase; at a point-of-sale for the merchant identifying the goods or services for purchase; and providing the validating phrase to the merchant.
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Specification