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SYSTEM AND METHOD OF USING LOAD NETWORK TO ASSOCIATE PRODUCT OR SERVICE WITH A CONSUMER TOKEN

  • US 20130159184A1
  • Filed: 12/15/2011
  • Published: 06/20/2013
  • Est. Priority Date: 12/15/2011
  • Status: Abandoned Application
First Claim
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1. A method of enabling a consumer to purchase a product or service, comprising:

  • receiving payment for the product or service from the consumer at a merchant, the merchant being an entity other than the provider of the product or service;

    receiving identification data from the consumer;

    operating an electronic data processor to generate an electronic message in a format transportable over a load network or payment processing network, the message including data identifying the provider of the product or service, data identifying the product or service, and data identifying the consumer; and

    providing the generated message to the load network or payment processing network.

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