APPARATUSES, SYSTEMS AND METHODS FOR INSURANCE QUOTING
First Claim
Patent Images
1. A method comprising:
- receiving from a user one or more images of a driver'"'"'s license and generated by a portable electronic device;
extracting identification information from the one or more images of the driver'"'"'s license;
obtaining, from a data storage device, information associated with the extracted identification information;
generating, by an automated programmed computer, an insurance quote based, at least in part, on the extracted driver'"'"'s license identification information; and
presenting the insurance quote to the user through the portable electronic device.
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Abstract
Apparatuses, systems and methods for insurance quoting are disclosed. One embodiment of the invention receives from a user one or more images related to a driver'"'"'s license, which are generated by a portable electronic device. The method then extracts identification information from the received images, and generates an insurance quote based, at least in part, on the extracted identification information and presents the insurance quote to the user. The generated insurance quote may be a quote for an auto insurance, a home insurance, a flood insurance, a life insurance or the like.
199 Citations
20 Claims
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1. A method comprising:
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receiving from a user one or more images of a driver'"'"'s license and generated by a portable electronic device; extracting identification information from the one or more images of the driver'"'"'s license; obtaining, from a data storage device, information associated with the extracted identification information; generating, by an automated programmed computer, an insurance quote based, at least in part, on the extracted driver'"'"'s license identification information; and presenting the insurance quote to the user through the portable electronic device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A method comprising:
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using a portable electronic device to generate one or more images of a driver'"'"'s license; sending the one or more images via the portable electronic device to a server, the server configured to; extract identification information from the one or more images; and obtain, from a data storage device, information associated with the extracted identification information; generate, by an automated programmed computer, an insurance quote based, at least in part, on the extracted identification information; and receiving the insurance quote via the portable electronic device.
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15. A portable electronic device comprising:
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a mechanism for generating one or more images including identification information; a transmitter to transmit the one or more images to a server, the server being configured to extract the identification information from the one or more images; and
to generate an insurance quote based, at least in part, on the extracted identification information;a receiver to receive the insurance quote; and a mechanism for presenting the insurance quote to a user.
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16. A computer executable non-transitory tangible storage medium storing one or more programs, the one or more programs configured to:
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receive from a user one or more images related to a driver'"'"'s license and generated by a portable electronic device; extract identification information from the one or more images; obtain, from a data storage device, information associated with the extracted identification information; generate an insurance quote based, at least in part, on the extracted identification information; and present the insurance quote to the user via the portable electronic device.
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17. A computer executable non-transitory tangible storage medium storing one or more programs, the one or more programs configured to cause a portable electronic device to:
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generate one or more images including identification information; send the one or more images to a server, the server configured to extract identification information from the one or more images; and
to generate an insurance quote based, at least in part, on the extracted identification information;receive the insurance quote; and present the insurance quote to a user via the portable electronic device.
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18. A system comprising:
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a receiver configured to receive one or more images from a user, the one or more images including identification information; a server in data communication with the receiver suitably configured to; extract the identification information from the one or more images; obtain, from a data storage device, information associated with the extracted identification information; generate an insurance quote based, at least in part, on the extracted identification information; and a transmitter in data communication with the server suitably configured to transmit the insurance quote to the user.
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19. A portable electronic device comprising:
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means for generating one or more images using a portable electronic device, the one or more images including identification information; means for transmitting the one or more images to a server, the server configured to extract the identification information from the one or more images; means for presenting the identification information to a user for verification; means for obtaining, from a data storage device, information associated with the extracted identification information; means for generating an insurance quote based, at least in part, on the extracted identification information; means for receiving the insurance quote; and means for presenting the insurance quote to the user via the portable electronic device.
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20. An apparatus comprising:
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means for receiving one or more images from a user, at least one of the one or more images being related to a driver'"'"'s license and generated by a portable electronic device; means for extracting the identification information from the one or more images; means for obtaining, from a data storage device, information associated with the identification information; means for generating an insurance quote based, at least in part, on the extracted identification information; and means for transmitting the insurance quote to the user.
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Specification