MOBILE WALLET STORE AND SERVICE INJECTION PLATFORM APPARATUSES, METHODS AND SYSTEMS

• US 20130166332A1
• Filed: 11/19/2012
• Published: 06/27/2013
• Est. Priority Date: 11/18/2011
• Status: Abandoned Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Hammad, Ayman
• Application Number:
  US13/680,859
• Publication Number:
  US 20130166332A1
• Time in Patent Office: Days
• US Class Current: 705/5
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions

Abstract

The MOBILE WALLET STORE AND SERVICE INJECTION PLATFORM APPARATUSES, METHODS AND SYSTEMS (“SEWI”) transform user goal, trigger, trigger monitoring and paperless electronic ticket entry inputs via SEWI components into triggered monitoring updates, purchase transaction triggers, and goal resolution outputs. In one implementation, the SEWI obtains a consumer item interest indication including a context of the consumer'"'"'s interest focus. The SEWI ascertains a consumer activity intent assessment from consumer atmospheric activity indicia, wherein the consumer atmospheric activity indicia include a geographic location and the obtained consumer item interest indication. The SEWI determines a dynamic injection virtual wallet component to service the consumer item interest indication, wherein the dynamic injection virtual wallet component may include any of: an augmented reality heads up display overlaying wish list or virtual wallet purchase cart items; a concierge request; and merchant offerings. The SEWI provides the determined dynamic injection virtual wallet component to a consumer'"'"'s virtual wallet for instantiation.

Claims

1. A mobile purchasing method comprising:

receiving from a user device a ticket identifier;

querying a ticket database for an event and an event venue associated with the ticket identifier;

requesting, from a user'"'"'s social network, a list of the user'"'"'s friends that are attending the event;

receiving a list of the user'"'"'s friends that are attending the event from the user'"'"'s social network;

transmitting to the user device a pre-seating product purchase offer and a list of the user'"'"'s friends that are attending the event;

receiving a pre-seating product purchase order;

establishing a virtual fence trigger and associating the trigger with the event venue;

receiving an indication that the user has crossed the virtual fence; and

initiating fulfillment of the pre-seating product purchase order.

2. A user established goal and trigger method comprising:

receiving from a user device a user activity and purchase goal;

querying an activity and purchase goal database to determine an activity and purchase goal trigger template associated with the user activity and purchase goal;

populating the activity and purchase goal trigger template with user goal values;

generating goal event triggers from the activity and purchase goal trigger template and user goal values;

providing the goal event triggers to the user device for instantiation and monitoring of event triggers and reporting of triggered outcomes;

storing a user activity and purchase goal record;

associating the user activity and purchase goal record with at least one user activity and purchase goal trigger;

receiving an indication that the user has completed at least one user activity and purchase goal trigger; and

marking the user activity and purchase goal record as complete.

3. The method of claim 2, additionally comprising initiating an activity specified in the activity and purchase goal trigger template.

4. The method of claim 3, wherein the activity is the initiation of a transaction.

5. The method of claim 3, wherein the activity requests updated purchase and activity parameters from a server obtaining values from other entities specified by the user in populating the activity and purchase goal trigger template.

6. The method of claim 5, wherein the other entities are other users, metchants or devices.

7. The method of claim 2, additionally comprising storing at least one user activity and purchase goal trigger in the activity and purchase goal database.

8. The method of claim 2, additionally comprising transmitting at least one user activity and purchase goal trigger to a third-party.

9. The method of claim 8, additionally comprising receiving from a third-party an indication that the user activity and purchase goal trigger has been completed.

10. The method of claim 2, whereby the user activity and purchase goal trigger is passing a virtual fence around an event venue.

11. The method of claim 2, whereby the user activity and purchase goal trigger is scanning a ticket.

12. The method of claim 2, whereby the user activity and purchase goal trigger is attending an event with a friend of the user.

13. The method of claim 2, whereby the user activity and purchase goal is a financial goal.

14. The method of claim 2, whereby the user activity and purchase goal is a social or friendship goal.

15. The method of claim 2, whereby the user activity and purchase goal is the purchase of at least one item.

16. The method of claim 2, whereby the user activity and purchase goal is the fulfillment of a user fitness objective.

17. The method of claim 2, additionally comprising:

transmitting a list of potential user activity and purchase goal triggers to a user device; and

receiving from the user device at least one user activity and purchase goal trigger that the user selected to associate with the user activity and purchase goal record.

18. The method of claim 17, whereby the at least one user activity and purchase goal trigger is automatically selected by the user device based on user preference settings.

19. The method of claim 17, whereby the at least one user activity and purchase goal trigger is automatically selected based on a historical record of the user'"'"'s goals.

20. A list based purchase goal method comprising:

creating, on a user mobile device, a user purchase list containing at least one item for purchase;

determining a location of the user mobile device;

determining that at least one merchant is within a proximity to the user mobile device and has at least one item on the user purchase list;

requesting a current availability status and inventory level of the at least one item for purchase from the at least one merchant;

initiating a purchase transaction for the at least one item for purchase.