System and Method for Remote Payment Based on Mobile Terminal
First Claim
1. A system for remote payment based on a mobile terminal, comprising:
- an authentication server, configured to ask a mobile terminal for a digital certificate and send a signature instruction to the mobile terminal when the remote payment is performed, and perform remote payment authentication; and
the mobile terminal, comprising a smart card storing the digital certificate;
wherein, the smart card is configured to;
generate the digital certificate and send the digital certificate to the authentication server when a request for asking for a certificate is received, and send out a signature result and upload the signature result to the authentication server when the signature instruction is received.
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Accused Products
Abstract
The present invention discloses a method for remote payment based on a mobile terminal. The method includes: an authentication server asking a mobile terminal for a digital certificate, the mobile terminal transmitting an certificate reading instruction to the built-in smart card, and after the smart card exports the stored digital certificate, the mobile terminal transmitting it to the authentication server for certificate registration, and the authentication server sending a signature instruction to the mobile terminal, the mobile terminal transmitting a private key signature instruction to the built-in smart card, the smart card sending out the signature result and the mobile terminal reporting the signature result to the authentication server. The present invention also discloses a system for remote payment based on mobile terminal, a mobile terminal and a smart card. The present invention not only breaks through the limitation of short of transmitting the personal ID and password by using short message and WAP.
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Citations
18 Claims
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1. A system for remote payment based on a mobile terminal, comprising:
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an authentication server, configured to ask a mobile terminal for a digital certificate and send a signature instruction to the mobile terminal when the remote payment is performed, and perform remote payment authentication; and the mobile terminal, comprising a smart card storing the digital certificate;
wherein, the smart card is configured to;
generate the digital certificate and send the digital certificate to the authentication server when a request for asking for a certificate is received, and send out a signature result and upload the signature result to the authentication server when the signature instruction is received. - View Dependent Claims (2, 3, 4, 5)
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6. A method for remote payment based on a mobile terminal, comprising:
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an authentication server asking a mobile terminal for a digital certificate, the mobile terminal transmitting a certificate reading instruction to a built-in smart card, and after the smart card exports a stored digital certificate, the mobile terminal transmitting the digital certificate to the authentication server for certificate registration; and the authentication server sending a signature instruction to the mobile terminal, the mobile terminal transmitting a private key signature instruction to the built-in smart card, and the smart card sending out a signature result and the mobile terminal reporting the signature result to the authentication server. - View Dependent Claims (7, 8, 9, 15, 16)
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10. A mobile terminal, comprising a smart card storing a digital certificate;
- wherein,
the smart card is configured to;
generate the digital certificate and send the digital certificate to an authentication server when a request for asking for a certificate is received, and send out a signature result and upload the signature result to the authentication server when a signature instruction is received. - View Dependent Claims (11, 12, 17, 18)
- wherein,
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13. (canceled)
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14. (canceled)
Specification