E-RECEIPT BARCODE ON MOBILE DEVICE THAT IS READABLE BY POINT OF TRANSACTION FOR PURCHASE

• US 20130173403A1
• Filed: 01/01/2012
• Published: 07/04/2013
• Est. Priority Date: 01/01/2012
• Status: Abandoned Application

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Grigg, David M., Bertanzetti, Peter John, England, Tony, Tuders, John Franklin
• Application Number:
  US13/342,081
• Publication Number:
  US 20130173403A1
• Time in Patent Office: Days
• US Class Current: 705/16
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
• CPC Class Codes: G06Q 20/401 Transaction verification

Abstract

Embodiments of the invention provide a system for maintaining and presenting proof of transaction information. In some embodiments of the invention, the user conducts a return or exchange transaction through the use of a mobile computing device that is capable of communicating with a point of transaction device. In some embodiments, a system is provided that includes: (1) a communication interface (2) a storage device, wherein said storage device comprises an indicia associated with a transaction and used to verify proof of transaction information and (3) a processing device in communication with said communication interface and said storage device, wherein said processing device is configured to: retrieve the indicia associated with a proof of transaction information from said storage device and provide information associated with the indicia associated with the proof of transaction information to said communication interface for output to thereby verify the proof of transaction information.

Claims

1. A system for verifying proof of transaction information, said system comprising:

a communication interface;

a storage device comprising verification data comprising an indicia associated with transaction information, wherein the indicia is used to verify proof of transaction information; and

a processing device in communication with said communication interface and said storage device, wherein said processing device is configured to;

retrieve the indicia associated with transaction information from said storage device; and

provide information associated with the indicia to said communication interface for output to thereby verify the proof of transaction information associated with the indicia;

2. The system of claim 1, wherein communication interface is a mobile computing device.

3. The system of claim 1, wherein the storage device comprises a plurality of indicia associated with a plurality of transactions.

4. The system of claim 1, wherein the proof of transaction information comprises an electronic receipt.

5. The system of claim 1, wherein the proof of transaction information comprises an electronic receipt.

6. The system of claim 1, wherein the proof of transaction information further comprises information about a user and merchant associated with the transaction.

7. The system of claim 1, wherein the storage device comprises a cloud data base associated with a user.

8. The system of claim 1, wherein the processing device is further configured to use the indicia to generate a barcode and use the communication interface to display the barcode readable by a point of transaction device, wherein the barcode comprises, at least, the indicia.

9. The system of claim 1, wherein the processing device is further configured to use the indicia to render a media file and use the communication interface to display the media file readable by a point of transaction device, wherein the media file comprises, at the least, the indicia.

10. The system of claim 8, wherein contents of the media file are identifiable by a person.

11. The system of claim 1, wherein the processing device is configured to use the communication interface to display the proof of transaction information with the indicia appended therewith.

12. The system of claim 1, wherein the processing device is configured to use the communication interface to display a rendering of a media file comprising the indicia readable by a point of transaction device.

13. The system of claim 1, wherein the processing device is configured to use the communication interface to output a communication comprising the indicia wirelessly to the point of transaction.

14. The system of claim 1, wherein the indicia associated with a transaction comprises a unique identifier used to identify the transaction.

15. The system of claim 1, wherein the indicia associated with a transaction comprises portions of verification data extracted from the proof of transaction information.

17. The method of claim 14, wherein the providing information associated with a proof of transaction information comprises providing information associated with a proof of transaction via a wireless network.

18. The method of claim 14, wherein the receiving a prompt for a user to provide verification data associated with the proof of transaction information comprises receiving the prompt for the user to provide verification data associated with the proof of transaction information at a user'"'"'s mobile computing device.

19. The method of claim 14, wherein the retrieving, using a processing device, an indicia associated with the proof of transaction information comprises retrieving the indicia associated with the proof of transaction information from a financial institution'"'"'s system.

20. The method of claim 17, wherein the financial institution'"'"'s system comprises a proof of transaction management system and a database, wherein proof of transaction information and indicia associated with transactions involving user'"'"'s are stored.

21. The method of claim 14, wherein the providing the indicia with proof of transaction information for verification comprises providing the indicia with proof of transaction information for verification to a point of transaction device.

22. The method of claim 14, wherein the information associated with a proof of transaction comprises and electronic receipt.

23. The method of claim 14, wherein providing the indicia associated with proof of transaction information for verification comprises generating a barcode for display readable by a point of transaction device, wherein the barcode comprises, at least, the indicia.

24. The method of claim 14, wherein providing the indicia associated with proof of transaction information for verification comprises rendering a media file readable by a point of transaction device, wherein the media file comprises, at least, the indicia.

25. The method of claim 14, further comprising:

providing to a point of transaction device an electronic signature to thereby complete the transaction.

27. The computer program product of claim 23, wherein the one or more computer-executable program code portions, when executed by the computer, cause the computer to:

provide the indicia associated with the proof of transaction information for verification by generating a barcode readable by a point of transaction device.

28. The computer program product of claim 23, wherein the one or more computer-executable program code portions, when executed by the computer, cause the computer to:

provide the indicia associated with the proof of transaction information for verification by rendering a media file readable by a point of transaction device.

16. A method for maintaining and presenting proof of transaction information, said method comprising:

providing information associated with a proof of transaction information;

receiving a prompt for a user to provide verification data associated with the proof of transaction information;

retrieving, using a processing device, an indicia associated with the proof of transaction information; and

providing the indicia associated with proof of transaction information for verification.

26. A computer program product comprising a non-transitory computer readable medium, wherein the non-transitory computer readable medium comprises one or more computer-executable program code portions that, when executed by a computer, cause the computer to:

provide information associated with a proof of transaction information;

receive a prompt for a user to provide verification data associated with the proof of transaction information;

retrieve an indicia associated with the proof of transaction information; and

provide the indicia associated with the proof of transaction information for verification.