CHECK PAD FOLIO

• US 20130181433A1
• Filed: 09/14/2012
• Published: 07/18/2013
• Est. Priority Date: 09/16/2011
• Status: Abandoned Application

• Current Assignee: Harland Clarke Corporation (MX Holdings One LLC)
• Original Assignee: Harland Clarke Corporation (MX Holdings One LLC)
• Inventors: Hadlock, Charles B., Carrillo, Andres
• Application Number:
  US13/620,649
• Publication Number:
  US 20130181433A1
• Time in Patent Office: Days
• US Class Current: 283/58
• CPC Class Codes: B42D 12/00 Book-keeping books, forms or arrangements B42D11/00 takes precedence
• CPC Class Codes: B42D 5/022 Holders for cheque-books; Articles combined with cheque-books
• CPC Class Codes: B42F 7/04 Covers with retention means
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque

Abstract

Technologies relating to a product packaging and storage system that is designed to assemble, hold, secure, ship, organize, use and/or store personalized check books and related materials that are used in conjunction with a banking account by consumers and/or businesses and purchased through financial institutions, retailers, and/or directly from a manufacturer of the check books.

Claims

1. A check folio comprising:

a flat sheet of material configured to secure a plurality of pads of checks, wherein the flat sheet of material has an interior side and an exterior side and is configured such that the pads of checks are arranged in a matrix pattern on a common plane along the interior side of the flat sheet of material; and

an adhesive configured to adhere the pads of checks to the flat sheet of material, wherein the adhesive strength is such each of the check pads are removable by a human from the flat sheet of material; and

wherein the flat sheet of material further comprises at least one seam that is configured to allow the flat sheet to fold along the at least one seam such that, when the flat sheet of material is folded, each of the check pads is enclosed within the interior side of the flat sheet of material to form a book-like form factor.

2. The check folio of claim 1, wherein the check folio is configured to have at least two pads of checks to form a stack within the interior side when the flat sheet of material is folded.

3. The check folio of claim 1, wherein the check folio is configured to facilitate being standed vertically when the flat sheet of material is folded.

4. The check folio of claim 1, wherein the flat sheet of material is configured to have at least one of a message and a label for the check pads.

5. The check folio of claim 1, wherein the check folio further comprises a shipping wrapper and a protective sleeve.

6. The check folio of claim 1, wherein the matrix pattern comprises an arrangement where the pads of checks are arranged in rows and columns on the flat sheet of material.

7. A foldable check pad folio comprising:

a jacket with an exterior side, an interior side, and a spine to divide the interior side into two sides for folding the jacket of the check folio inwards so that the two sides contact one another, wherein the spine is configured to permit the jacket of the check folio to fold into a book form; and

a plurality of compartments located on the interior side of the jacket that are configured to hold financial-related items, wherein at least two of the compartments are configured to each hold a check pad.

8. The foldable check pad folio of claim 7, wherein the financial-related items comprise check pads, check registers, plastic cards for at least one of an automated teller machine (ATM), a debit, a credit, and a gift.

9. The foldable check pad folio of claim 7, wherein the financial-related items comprise pads of deposit tickets, coupon booklets, forms for facilitating transactions and forms for setting up direct deposits and direct bill pay.

10. The foldable check pad folio of claim 7, wherein the folio further comprises an integrated shipping wrapper, wherein the integrated shipping wrapper is configured to be opened on one end and to be used as a protective sleeve for the folio.

11. The foldable check pad folio of claim 7, wherein each compartment is associated with a printed indicator that relates to a financial institution or a customer of the financial institution.

12. The foldable check pad folio of claim 7, wherein one or more of the compartments include an adhesive that permits the compartment to secure the check pad at least until a consumer removes the check pad by pulling the check pad away from the interior of the jacket.

13. The foldable check pad folio of claim 7, wherein the at least two of the compartments configured to each hold the check pad are located on a common side of one of the two sides of the interior side of the jacket.

14. The foldable check pad folio of claim 13, wherein at least a first side of the interior side of the jacket is configured to hold at least three detachable check pads, and a second side of the interior side of the jacket is configured to hold at least three other detachable check pads.

15. The foldable check pad folio of claim 7, wherein one or more of the compartments include a slit that permits the compartment to secure a check pad at least until a consumer removes the check pad by pulling the check pad away from the interior of the jacket.

16. The foldable check pad folio of claim 15, wherein a cardstock portion of the check pad is fed through the slit to secure the check pad to the compartment.

17. A method of manufacturing comprising:

applying an adhesive to a plurality of locations on one side of a substantially flat substrate;

adhering a plurality of check pads to the plurality of locations on the substrate by applying one of the plurality of check pads to each of the locations on the substantially flat adhesive to which adhesive was applied, wherein the plurality of pads of checks are arranged in a matrix pattern of rows and columns; and

folding the substrate to form a book-like form factor such that the folded substrate forms an interior side and an exterior side, and interior side of the folded substrate encompasses the plurality of check pads.

18. The method of claim 17 further comprising:

placing the folded substrate into a flat shipping package; and

sealing the flat shipping package.

19. The method of claim 17, wherein the substrate is comprised of at least one of cardboard or paper, and wherein each of the pads of checks are physically separated from other pads of checks by a spacial gap.

20. The method of claim 17, wherein the adhesive is configured such that the pads of checks are removable from the substrate.

21. The method of claim 17, further comprising, after applying the plurality of pads of checks to the substrate, allowing the adhesive to cure such that the pads of checks are attached to the substrate.

22. The method of claim 17, wherein each check in each pad of checks comprises a check number printed on the check, wherein applying the plurality of pads of checks to the substrate comprises applying the pads of checks on the substrate in a sequential number arrangement according to the check numbers printed on the checks in the pads of checks.

23. The method of claim 17, further comprising, printing an advertisement on the substrate prior to applying the adhesive to the substrate.

24. The method of claim 17, further comprising, prior to placing the folded substrate into the flat shipping package, inserting a document of printed instructions within at least the interior side of the folded substrate, wherein the document of printed instructions comprise instructions for a user of the storage system.

25. The method of claim 17, further comprising, prior to applying the adhesive to the substrate, printing a barcode on the substrate and the flat shipping package, wherein the barcode comprises information to at least match an address between the pads of checks and the flat shipping package.

26. The method of claim 17, further comprising configuring the flat shipping package to be used as a protective sleeve for the storage system.

27. The method of claim 17, further comprising, prior to placing the folded substrate into the flat shipping package, inserting a financial-related item within at least the interior side of the folded substrate, wherein the financial-related item comprises at least one of a check register, a deposit ticket, a coupon booklet, a form for facilitating a financial transaction, a form for setting up at least one of a direct deposit and direct bill pay, and a plastic card for at least one of an automated teller machine (ATM), a debit, a credit, and a gift.