MOBILE DEVICE WITH REWRITABLE GENERAL PURPOSE CARD
First Claim
1. A mobile device for configuring a general purpose transaction card comprising a magnetic stripe and a plurality of electronic displays on one face of the general purpose transaction card, the mobile device comprising:
- a memory device;
a user interface configured to present information to a user; and
a processing device operatively coupled to the memory device and the user interface, wherein the processing device is configured to execute computer-readable program code to;
display, via the user interface, one or more transaction vehicles in an electronic mobile wallet, the one or more transaction vehicles being selectable to the user;
receive a transaction vehicle selection from the user;
encode data related to the selected vehicle onto a magnetic stripe of a general purpose transaction card, wherein the general purpose transaction card is separate from the mobile device; and
configure each of the plurality of electronic displays on the one face of the general purpose transaction card to display information related to the selected transaction vehicle including, at least, a card verification value (CVV) of the selected transaction vehicle.
1 Assignment
0 Petitions
Accused Products
Abstract
A mobile device with a rewritable general purpose card is disclosed. The mobile device includes a mobile wallet accessible to the user such that the user may select a payment vehicle (e.g., debit card, credit card, gift card, etc.) or other vehicle (e.g., merchant loyalty cards, membership cards, rewards cards, medical cards, insurance cards, identification cards, etc.) and encode data related to that vehicle to the rewritable general purpose card. The user may then utilize the encoded general purpose card to make a transaction. Generally, the general purpose card includes one or more displays which may be configured to display information, graphics, data, etc. (e.g. account number, expiration date, user identification such as name and/or photograph, card brand logo, bar codes or other codes readable to an electronic device, etc.).
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Citations
27 Claims
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1. A mobile device for configuring a general purpose transaction card comprising a magnetic stripe and a plurality of electronic displays on one face of the general purpose transaction card, the mobile device comprising:
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a memory device; a user interface configured to present information to a user; and a processing device operatively coupled to the memory device and the user interface, wherein the processing device is configured to execute computer-readable program code to; display, via the user interface, one or more transaction vehicles in an electronic mobile wallet, the one or more transaction vehicles being selectable to the user; receive a transaction vehicle selection from the user; encode data related to the selected vehicle onto a magnetic stripe of a general purpose transaction card, wherein the general purpose transaction card is separate from the mobile device; and configure each of the plurality of electronic displays on the one face of the general purpose transaction card to display information related to the selected transaction vehicle including, at least, a card verification value (CVV) of the selected transaction vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 25)
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11. A method for configuring a general purpose transaction card comprising a magnetic stripe and a plurality of electronic displays on one face of the general purpose transaction card, the method comprising:
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executing, by a processing device of an electronic mobile device, an electronic mobile wallet comprising one or more transaction vehicles selectable to a user; encoding data related to a user-selected transaction vehicle onto the magnetic stripe of the general purpose transaction card; and configuring each of the plurality of electronic displays on the general purpose transaction card to display information related to the selected transaction vehicle including, at least, a card verification value (CVV) of the selected transaction vehicle. - View Dependent Claims (12, 13, 14, 15, 26)
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16. A method for performing, using a general purpose card comprising a magnetic stripe and a plurality of electronic displays on one face of the general purpose transaction card, a transaction comprising:
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selecting a transaction vehicle from an electronic mobile wallet of a mobile device, wherein upon selecting the transaction vehicle, the mobile device encodes data related to the selected transaction vehicle onto the magnetic stripe of the general purpose transaction card and configures each of the plurality of electronic displays on the one face of the general purpose transaction card to display information related to the selected transaction vehicle including, at least, a transaction vehicle type, wherein the transaction vehicle type includes any one or a combination of a credit card, a debit card, a loyalty card, a membership card, a rewards cards, a medical card, or an insurance card; removing the general purpose transaction card from the mobile device; utilizing the general purpose transaction card to perform the transaction; and returning the general purpose transaction card to the mobile device. - View Dependent Claims (17, 18, 19)
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20. A computer program product comprising a non-transitory computer-readable medium comprising instructions for a processing device of a mobile device for configuring a general purpose transaction card comprising a magnetic stripe and a plurality of electronic displays on one face of the general purpose transaction card, when the instruction are executed by the processing device causes the mobile device to:
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execute an electronic mobile wallet application comprising one or more transaction vehicles selectable to a user; encode data related to a selected transaction vehicle onto the magnetic stripe of the general purpose transaction card; and configure each of the plurality of electronic displays on the one face of the general purpose transaction card to display information related to the selected transaction vehicle including, at least, a card verification value (CVV) of the selected transaction vehicle. - View Dependent Claims (21, 22, 23, 24, 27)
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Specification