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SYSTEMS AND METHODS TO PROCESS PAYMENTS BASED ON PAYMENT DEALS

  • US 20130197991A1
  • Filed: 01/28/2013
  • Published: 08/01/2013
  • Est. Priority Date: 01/30/2012
  • Status: Active Grant
First Claim
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1. A method, comprising:

  • receiving, in a computing apparatus, a request to register a deal for a user, the deal having a face value applicable to a transaction with a predetermined merchant;

    providing, by the computing apparatus, a one-time account number in response to the request;

    receiving, in the computing apparatus, an authorization request from a transaction terminal of the predetermined merchant for a first transaction initiated using the one-time account number;

    determining, by the computing apparatus, that the deal is applicable to the first transaction, in accordance with one or more criteria predetermined for the deal; and

    providing, by the computing apparatus, an authorization response to the authorization request to apply the face value of the deal to the first transaction.

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