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MOBILE SERVICES REMOTE DEPOSIT CAPTURE

  • US 20130198071A1
  • Filed: 01/28/2013
  • Published: 08/01/2013
  • Est. Priority Date: 01/27/2012
  • Status: Active Grant
First Claim
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1. A method of performing a financial transaction using a mobile device, the method comprising:

  • capturing an image of a financial token on a user'"'"'s mobile device;

    generating an image capture element from the captured image to be used for processing a transaction over a network;

    receiving a selection from the user of a first account for the transaction from one or more accounts of the user, wherein a unique personal account identifier associated with a mobile account of the user is stored on the user'"'"'s mobile device and is linked with the one or more user accounts to enable payment to any of the accounts with the mobile device based on the personal account identifier; and

    communicating the selected first account and an image capture element in a transaction request message to a server for processing the transaction based on the captured image.

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