AUTOMATED CONTACTLESS ACCESS DEVICE LOCATION SYSTEM AND METHOD

• US 20130203444A1
• Filed: 02/06/2013
• Published: 08/08/2013
• Est. Priority Date: 02/06/2012
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Perry, George, Jurss, Penny
• Granted Patent: US 9,129,281 B2
• Time in Patent Office: Days
• US Class Current: 455/456.3
• CPC Class Codes: C07C 67/12 from asymmetrical anhydrides
• CPC Class Codes: C07C 67/26 with an oxirane ring
• CPC Class Codes: C08G 18/14 Manufacture of cellular products
• CPC Class Codes: C08G 18/36 Hydroxylated esters of higher fatty acids
• CPC Class Codes: C08G 18/4288 modified by higher fatty oils or their acids or by resin acids
• CPC Class Codes: C08G 18/4887 containing carboxylic ester groups derived from carboxylic acids other than acids of higher fatty oils or other than resin acids
• CPC Class Codes: C08G 18/72 Polyisocyanates or polyisothiocyanates
• CPC Class Codes: C08G 2101/00 Manufacture of cellular products
• CPC Class Codes: G06F 16/285 Clustering or classification
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing

Abstract

A method is disclosed. The method includes receiving transaction data in an authorization request message from an access device, where the transaction data is associated with a merchant and a transaction location. The method also includes analyzing the transaction data to determine if a location database comprises location data corresponding to the merchant associated with the transaction data, and adding the transaction location and information regarding the access device to the location database.

Claims

1. A method comprising:

electronically receiving transaction data in an authorization request message from an access device, wherein the transaction data is associated with a merchant and a transaction location;

analyzing the transaction data to determine if a location database comprises location data corresponding to the merchant associated with the transaction data; and

adding the transaction location and information regarding the access device to the location database.

2. The method of claim 1, further comprising determining if the transaction data indicates that the transaction was conducted using contactless payment, wherein adding the transaction information is further based on the determination that the transaction data indicates that the transaction was conducted using contactless payment.

3. A method comprising:

electronically receiving mapping parameters, wherein the mapping parameters provide parameters for generating a map;

electronically receiving location data corresponding to contactless access devices;

adding, to a location database, the location data corresponding to the contactless access devices; and

adding, to a mapping database, the mapping parameters.

4. The method of claim 3, wherein the location data comprises one or more contactless access device geo-locations and location names associated with the contactless access devices.

5. The method of claim 4, wherein the location data further comprises location contactless access device properties associated with the contactless access devices.

6. The method of claim 3, wherein the mapping parameters and the location data are received from and defined by an issuer.

7. The method of claim 6, wherein the mapping parameters comprise an indication of pre-populated location data to be used for generating the map.

8. The method of claim 6, wherein the mapping parameters comprise an indication of one or more filters applied to the location data.

9. The method of claim 8, wherein one of the one or more filters specifies the issuer, wherein contactless access devices not associated with the issuer are filtered.

10. The method of claim 6, wherein the issuer is a first issuer, and wherein the method further comprises:

electronically receiving, from a second issuer, second mapping parameters, wherein the second mapping parameters provide parameters for generating a second map;

electronically receiving, from a second issuer, second location data corresponding to contactless access devices;

adding, to the location database, the second location data corresponding to the contactless access devices; and

adding, to the mapping database, the mapping parameters.

11. A location server comprising:

a processor; and

a non-transitory computer-readable storage medium, comprising code executable by the processor for implementing a method comprising;

electronically receiving mapping parameters, wherein the mapping parameters provide parameters for generating a map;

electronically receiving location data corresponding to contactless access devices;

adding, to a location database, the location data corresponding to the contactless access devices; and

adding, to a mapping database, the mapping parameters.

12. The location server of claim 11, wherein the location data comprises contactless access device geo-locations and location names associated with the contactless access devices, and wherein the location data further comprises location contactless access device properties associated with the contactless access devices.

13. The location server of claim 11, wherein the mapping parameters and the location data are received from and defined by an issuer.

14. The location server of claim 11, wherein the mapping parameters comprise an indication of pre-populated location data to be used for generating the map.

15. A method comprising:

electronically transmitting, by a software application running on a computing device, a location associated with the computing device; and

electronically receiving map data from a location server, wherein the map data is operable by the software application to cause the computing device to;

display a map, wherein locations of contactless access devices nearby to the location associated with the computing device are shown;

filter contactless access devices, wherein one or more of the nearby contactless access devices may be hidden from the map based on a filter; and

display information associated with a contactless access device.

16. The method of claim 15, wherein multiple contactless access devices sharing a location are indicated on the map by a special icon.

17. The method of claim 15, wherein the filter specifies an issuer, and wherein contactless access devices not associated with the issuer are hidden from the map.

18. The method of claim 15, wherein the filter specifies a contactless payment method, and wherein contactless access devices which do not support the contactless payment method are hidden from the map.

19. The method of claim 15, wherein the filter specifies a group service provider, wherein an issuer of the software application is associated with the group service provider, and wherein contactless access devices not associated with the group service provider are hidden from the map.

20. A mobile device comprising:

a processor; and

a non-transitory computer-readable storage medium, comprising code executable by the processor for implementing a method comprising;

electronically transmitting, by a software application running on a computing device, a location associated with the computing device; and

electronically receiving map data from a location server, wherein the map data is operable by the software application to cause the mobile device to;

display a map, wherein locations of contactless access devices nearby to the location associated with the computing device are shown;

filter contactless access devices, wherein one or more of the nearby contactless access devices may be hidden from the map based on a filter; and

display information associated with a contactless access device.

21. The mobile device of claim 20, wherein the filter specifies a contactless payment method, and wherein contactless access devices which do not support the contactless payment method are hidden from the map.